Gulf Cove Homes with Beach Access Water Frontage

Gulf Cove Homes with Beach Access Water Frontage

Welcome to Gulf Cove, a hidden gem nestled in the heart of Port Charlotte, Florida. This charming subdivision is a haven for those seeking a serene lifestyle combined with the allure of waterfront living. With its picturesque canals and direct access to the Gulf of Mexico, Gulf Cove offers residents a unique opportunity to embrace the beauty of Florida's coastal life.

Imagine waking up each morning to the gentle sound of water lapping against the shore, with stunning views right outside your window. This community is renowned for its waterfront homes, many of which feature private docks and quick access to the open waters. Whether you're an avid boater, fisherman, or simply someone who enjoys the tranquility of waterfront living, Gulf Cove is the perfect place to call home.

The homes in Gulf Cove are as diverse as the families that inhabit them, ranging from charming single-family residences to spacious modern builds. Each property is designed to take full advantage of the breathtaking surroundings, with many featuring expansive outdoor spaces perfect for entertaining or simply soaking in the Florida sunshine.

In addition to its stunning homes and waterfront access, Gulf Cove boasts a friendly community atmosphere, with local parks, recreational activities, and a rich array of wildlife. Enjoy leisurely strolls along the water, or take a short drive to the nearby beaches for a day of sun and sand.

Discover the magic of Gulf Cove, where your dream of waterfront living becomes a reality. Dive into a lifestyle filled with adventure, relaxation, and the warm embrace of a welcoming community. Your piece of paradise awaits!

Newest Gulf Cove Homes with Beach Access Water Frontage

12764 Bacchus Road, Port Charlotte
$178,000
Gulf Cove SubDv. ⋅ 33981 Zip Code
City water, cleared, new rip rap sea wall. 3 minutes to open water on a deep canal with no bridges, no deed restrictions or mandatory HOA! Scrub Jay mitigation done and fully paid. This lot has a 5 foot easement between it and the empty lot next to it. Not only privacy but the shape allowed for a neat boat basin between the lots. It has good elevation. Gulf Cove has an optional (not mandatory) homeowner's association for 75 dollars a year and a beautiful river front park and boat ramp for an additional 75 dollars a year for the use. The schools assigned to the area are very good.

12764 Bacchus Road, Port Charlotte
2483 Herron Terrace, Port Charlotte
$1,280,000
3 Beds ⋅ 2 Baths ⋅ Gulf Cove SubDv. ⋅ 33981 Zip Code
Virtually Staged. PRICE TO SELL!! REDUCE BY $50,000 NOW OFFERED AT $1,280,000! BRAND-NEW, NEVER-OCCUPIED WATERFRONT LUXURY WITH DIRECT, NO-BRIDGE GULF ACCESS! Experience the best of Southwest Florida waterfront living in this stunning, never-occupied custom residence, thoughtfully designed with upscale finishes, modern coastal elegance, and exceptional attention to detail. Upgraded throughout and truly move-in ready, this exceptional home features a private dock and boat lift completed in May 2026, a brand-new seawall, and a beautiful, heated pool and spa. Step inside and discover a bright, open-concept floor plan featuring soaring ceilings, abundant natural light, contemporary finishes, and an impressive modern fireplace feature wall. The spacious kitchen is a standout, showcasing an oversized quartz island and brand-new appliances. Expansive living areas flow effortlessly toward the outdoor entertaining space, while impact-resistant windows and sliding glass doors beautifully frame the waterfront views. The outdoor living experience is equally impressive. Relax or entertain on the covered lanai, complete with a fully equipped outdoor kitchen and wine refrigerator overlooking the heated pool, spa, and tranquil waterfront. Whether hosting friends, enjoying a refreshing swim, or unwinding at the end of the day, this home delivers the ultimate indoor-outdoor Florida lifestyle. For boating enthusiasts, the location is exceptional! Enjoy direct, no-bridge Gulf access right from your backyard. Bring your boat, jet skis, kayaks, or paddleboards and experience the freedom of waterfront living. Even better, the major waterfront improvements are already complete, including the new seawall, private dock, boat lift, and heated pool and spa—allowing you to enjoy the lifestyle immediately without the expense, delays, or hassle of installing them yourself. Built above base flood elevation, this exceptional residence is also conveniently located near shopping, dining, golf courses, and beautiful Gulf beaches, including Englewood Beach. UPGRADED THROUGHOUT AND TRULY MOVE-IN READY! Don't miss this exceptional waterfront opportunity! Schedule your private showing today and start enjoying the Southwest Florida lifestyle you've been dreaming of!!!

2483 Herron Terrace, Port Charlotte
4148 Driver Lane, Port Charlotte
$510,000
4 Beds ⋅ 3 Baths ⋅ Gulf Cove SubDv. ⋅ 33981 Zip Code
Welcome to your Gulf Cove paradise! This beautifully updated 4-bedroom, 3-bathroom, 2-car garage pool home offers the ideal layout for comfortable Florida living and effortless entertaining—offered fully furnished, as-is, for a seamless move-in experience! From the moment you step inside, you’ll love the light-filled, open layout featuring soaring high ceilings, crisp tile flooring throughout, recessed lighting, and stylish accent finishes. At the heart of the home, the open kitchen and living area seamlessly connect to the lanai through large glass sliders. The modern kitchen boasts quartz countertops, stainless steel appliances, a breakfast bar with pendant lighting, a massive walk-in pantry, and abundant cabinet space. Need extra room to gather? The adjacent family room provides even more space for friends and family to gather. The spacious primary suite is a true retreat, featuring two closets, direct lanai access, and a spa-like en-suite bath with a dual-sink vanity, walk-in shower, and private water closet. Adjacent to the primary suite, a versatile room with a full bath, built-in closet, and slider access to the lanai works perfectly as a 4th bedroom, private home office, or media room. The remaining guest bedrooms are set on a split layout for maximum privacy, sharing a convenient full bath. Step outside to your private outdoor oasis! Relax with a morning coffee under the covered lanai or soak up the sunshine before taking a dip in the sparkling pool. Please note that impact windows were installed in 2019, a 4 ton 14 seer split AC was installed in 2020 and the home was re-piped in 2009. Located in desirable Gulf Cove, where water access and community amenities are made easy through the optional Property Owners Association. For just $75.00 a year, you can enjoy access to the neighborhood boat ramp on the Myakka River with direct access to Charlotte Harbor and the Gulf, and for an additional $75.00 a year, access the private community park, playground, and pavilion. Don't miss this turnkey opportunity—schedule your private tour today!

4148 Driver Lane, Port Charlotte
4245 Spire Street, Port Charlotte
$1,725,000
6 Beds ⋅ 4 Baths ⋅ Gulf Cove SubDv. ⋅ 33981 Zip Code
TARPON SEASON STARTS AT YOUR OWN DOCK! This 6-bed, 4-bath Gulf Cove pool home sits on a quiet, private street along an extra-wide canal with direct access to the Myakka River, Charlotte Harbor, the Intracoastal, and the Gulf. It is minutes by boat to Boca Grande’s world-famous tarpon fishing and the Boca Sand Bar, and about 20 minutes by boat to Fisherman’s Village in Punta Gorda. BUILT FOR BOATERS: 75 ft of frontage, a concrete seawall, a private dock with 120V/220V shore power and fresh water, and a 20,000-lb boat lift under a 40-ft covered canopy. BUILT TO LAST: Full block construction, metal roof, 15kW generator, 500-gal propane tank, and 4,777 sq ft of high and dry cooled living space. Freshly painted inside and out. NO HOA. TWO COMPLETE LIVING LEVELS: Each level has its own kitchen, living space, and fireplace, ideal for guests, extended family, or multigenerational living. UPPER VIP LEVEL: The chef’s kitchen features Wolf appliances, a gas-cooktop island under a custom wood range hood, double wall ovens, a new custom fridge, solid wood cabinets with four floor-to-ceiling pantry pullouts, and granite counters. This level also offers a family room, dining room, large dinette, and water-view office. The luxury master suite has two walk-in closets and a spa-style bath with dual sinks, a soaking tub, and a walk-in dual shower. Two more bedrooms share a Jack-and-Jill bath. Front and rear balconies offer water and sunset views. GROUND LEVEL: A second full kitchen, a living room with a fireplace, a flex space, and 3 bedrooms with walk-in closets. The ground-level master’s adjoining bath opens to the pool lanai for easy entertaining. OUTDOORS: The screened lanai surrounds a heated saltwater pool and in-ground heated spa with water views, plus an outdoor shower. EXTRAS: New water heater, new Jandy pool pump, iAqualink 3.0, Sonos audio, security cameras, central vacuum, crown molding, high ceilings, irrigation, and low-maintenance landscaping. Oversized 2.75-car garage with home gym. Offered partially furnished. Community boat ramp, park, and fishing areas. A new park in the preserve across from the home is expected to open in Dec 2026, with trails, a beach, a fishing pier, and boat docks. The new pier and beach are about a one-mile walk away. Zoned for Myakka River Elem, L.A. Ainger Middle, and Lemon Bay High. Schedule your private showing today!

4245 Spire Street, Port Charlotte
2459 Dixon Terrace, Port Charlotte
$1,299,999
4 Beds ⋅ 2 Baths ⋅ Gulf Cove SubDv. ⋅ 33981 Zip Code
MYAKKA RIVERFRONT LUXURY*TIP LOT*HEATED POOL*SPA*DOCK*16,000 LB BOAT LIFT*EVERYTHING INCLUDED Experience luxury, tranquility, and the ultimate Florida waterfront lifestyle in this exceptional Myakka Riverfront home, perfectly positioned on a coveted tip lot with breathtaking water views and easy boating access to Charlotte Harbor and the Gulf of America.This home is offered fully turnkey, including all furnishings and décor. Simply move in and enjoy the Florida lifestyle! A 2023 composite cedar shake roof with a 50-year warranty, extra-wide paver driveway, 3-car garage with impact-resistant doors, and new interior and exterior paint welcome you home. Inside, modern tile flooring flows throughout the main living areas, while luxury vinyl plank flooring in the bedrooms provides style and easy maintenance. The open living and dining area features vaulted ceilings, abundant windows, and hurricane-rated skylights that fill the home with natural light. The beautifully upgraded kitchen offers soft-close wood cabinetry, granite countertops, recessed lighting, stainless steel appliances including a convection oven, and a custom glass-tile backsplash. A breakfast bar opens seamlessly to the spacious family room, highlighted by a cathedral ceiling and stunning natural stone wall surrounding the wood-burning fireplace. The desirable split-bedroom floor plan features four bedrooms and two baths. The private primary suite boasts two walk-in closets and sliding doors leading directly to the pool and waterfront. The spa-inspired primary bath features a custom walk-in shower with multiple shower heads, granite-topped dual vanity, and makeup desk. Three additional bedrooms are located on the opposite side of the home, along with a guest bath featuring a walk-in shower that conveniently doubles as a pool bath. One of the home’s most charming surprises is the “secret library,” a versatile space featuring a Murphy bed and offering flexibility to serve as an office, guest room, bonus room or quiet retreat. With direct access to the backyard, it offers the perfect setting to relax and take in the spectacular water views. Step outside to your own private waterfront oasis. The expansive outdoor living area features an oversized paver pool deck, large pool, hot tub, panoramic screening for uninterrupted water views, ceiling fans, and electric roll-down see-through hurricane shutters, creating an exceptional space for entertaining or enjoying Florida’s year-round lifestyle. Boaters will appreciate the 188-foot seawall, private dock, and 16,000-pound boat lift, providing an ideal setup for exploring the waterways and heading toward Charlotte Harbor and the Gulf. Additional features include a newer refrigerator and dishwasher, five sets of sliding doors, water softener, security system, hurricane-rated doors, impact-resistant windows and/or hurricane shutters, 2022 A/C, privacy fencing, and much more. Conveniently located near shopping, dining, medical facilities, and Major League Spring Training baseball stadiums, this home offers the perfect combination of peaceful waterfront living and convenient access to everything you need. And the best part? This exceptional home is being offered completely TURNKEY—everything stays! The furnishings, décor, appliances, and all the beautiful touches you see throughout the home are included, making this a truly effortless move-in-ready opportunity. Just bring your suitcase and start enjoying the Florida lifestyle!

2459 Dixon Terrace, Port Charlotte
2361 Risken Terrace, Port Charlotte
$679,000
3 Beds ⋅ 2 Baths ⋅ Gulf Cove SubDv. ⋅ 33981 Zip Code
Welcome to your tropical paradise, where immediate water access and a canal home await! Experience the allure of Gulf Access, featuring a boat lift and dock, and enjoy the freedom of living without an HOA. This turnkey property is fully furnished and ready to move in, offering a spacious 3-bedroom, 2-bathroom home with a large lanai, a heated pool, and solar panels to keep your electric bill low. Nestled on the picturesque Myakka River, this home offers breathtaking views of the river and easy access to the Charlotte Harbor and Gulf of America. As you step inside through the inviting front screen porch, you’ll be greeted by high ceilings and a spacious living area with a stunning view. Three sets of pocket sliders open up the space, allowing you to fully embrace the outdoors and soak in the natural beauty. The spacious owners’ suite boasts a private lanai and an en-suite bath with two walk-in closets, providing a serene retreat for relaxation. The living room and dining room feature sliding glass doors that seamlessly blend the indoor and outdoor spaces, creating a perfect ambiance for enjoying the Florida lifestyle. The kitchen is a culinary haven, equipped with modern stainless steel appliances, granite countertops, and a dining area for savoring your daily meals. The split floor plan offers ultimate privacy, allowing you and your guests or family members to retreat to your own quiet sanctuaries. In 2020, new granite floors were installed on the lanai, and in 2021, a charming outdoor seating area was added, perfect for enjoying the beautiful sunset views and the heated pool. This fully furnished home includes two additional Murphy beds, everything stays with you. Whether you’re fishing from your dock, embarking on a day of adventure on your boat, or simply relaxing and watching the stunning sunsets, this home offers the perfect blend of comfort and convenience. Don’t miss out on this desirable area of Gulf Cove Home! Located in a riverfront community bordered by the Myakka Forest and Myakka River, Gulf Cove offers a unique opportunity to experience the beauty of nature. Keep an eye out for manatees, dolphins, eagles, ospreys, deer, and rabbits, and enjoy the tranquility of the surrounding environment. Gulf Cove boasts a community boat ramp and park, and while there’s no mandatory HOA, there’s a voluntary one in place. For golf enthusiasts, several courses and country clubs are just a 5-6 minute drive away, while Englewood and Boca Grande Beach are within a 15-minute drive. This property is conveniently situated near local shopping, dining, hospitals, and other amenities. You’ll be just minutes away from your favorite destinations. Enjoy a short drive to I-75, where you can visit The Charlotte Sports Park, the home of the Tampa Bay Rays during their Spring Training.

2361 Risken Terrace, Port Charlotte
12403 Minot Avenue, Port Charlotte
$517,900
3 Beds ⋅ 2 Baths ⋅ Gulf Cove SubDv. ⋅ 33981 Zip Code
Move In Ready Waterfront Home — Just Four Lots From the Myakka River! This beautifully cleaned and newly refreshed 3 bedroom, 2 bath, 2 car garage waterfront pool home in Gulf Cove is ready for immediate enjoyment. Now fully empty, spotless, and easy to show, the property offers exceptional direct access to the Myakka River, Charlotte Harbor, and the Gulf of Mexico—only four lots from the river, making boating days fast, simple, and unforgettable. Set along a solid concrete seawall, the backyard delivers peaceful water views and an ideal setting for fishing, kayaking, or watching wildlife glide by. Inside, the home features a comfortable split floor plan with both a living/dining area and a separate family room, giving you flexible spaces for everyday living and entertaining. All three bedrooms include walk in closets, providing excellent storage. The second bath doubles as a pool bath, keeping outdoor living effortless. Step outside to your private oasis: a screened in pool, expansive covered lanai, and generous space for lounging, dining, and enjoying the Florida sunshine. Whether you’re hosting friends or savoring quiet mornings by the water, this home delivers the easy, breezy coastal lifestyle Gulf Cove is known for.

12403 Minot Avenue, Port Charlotte
3514 Blitman Street, Port Charlotte
$599,000
3 Beds ⋅ 3 Baths ⋅ Gulf Cove SubDv. ⋅ 33981 Zip Code
On the scenic Myakka River! Originally built in 1980, this move-in-ready residence has been extensively updated inside and out, offering the perfect blend of modern comfort and timeless Florida charm. Two primary suites, as well as a third bedroom providing living options, and the family room could double as a formal dining room. Major improvements include a new roof, brand new electrical panel, impact-rated windows, updated flooring throughout, remodeled bathrooms, refreshed bedrooms, upgraded pool equipment, modern fixtures, new garbage disposal, and numerous additional enhancements. If boating is your passion, you're in the right place on the Myakka River, El Jobean Bridge, just minutes from this home and has clearance at summer high tide of appx. 23-24' (MOL). This community has an optional HOA and offers a private park, playground, and boat launch too! The spacious screened lanai offers the perfect place to relax or entertain while taking in sweeping views of the Myakka River and the surrounding natural beauty. The outdoor living area and pool create an ideal setting for enjoying Florida's year-round sunshine. Enjoy direct access to the Myakka River for boating, fishing, kayaking, and spectacular sunsets. Conveniently located near Gulf beaches, shopping, dining, golf, and more, this exceptional waterfront property offers the Florida lifestyle you've been dreaming of.

3514 Blitman Street, Port Charlotte
12068 Karney Avenue, Port Charlotte
$399,500
3 Beds ⋅ 2 Baths ⋅ Gulf Cove SubDv. ⋅ 33981 Zip Code
Pre-Construction. To be built. THIS IS THE BEST NEW HOME PACKAGE IN GULF COVE! 6-8 MONTH BUILD TIME-LINE COASTAL LIVING SERIES IN GULF COVE • INCLUDED POOL PACKAGE • TO-BE-BUILT Stop waiting for updates—build brand new with high-end upgrades included standard! This to-be-built Resort-Style Start Home delivers modern coastal living complete with your own private pool. Designed to skip the design center sticker shock, this turn-key package combines concrete block durability, high-efficiency systems, and luxury finishes on a quiet Gulf Cove lot. INCLUDED BUILDER UPGRADES (NO EXTRA COST) • Private Pool Package: Custom 8'x16' cocktail/plunge pool with a 4' sun deck, 5' deep swim area, 2 deck bubblers, color-changing LED lights, safety fencing, and auto-cleaner. • Storm & Structural Protection: Solid concrete block construction, ALL impact glass or storm-rated shutters, and a GAF HDZ lifetime roof with Water Shield underlayment. • High-End Finishes: Wide-plank tile flooring throughout, soft-close wood cabinetry, granite/quartzite counters, Delta fixtures, and a dedicated laundry drop-zone/mudroom. THE LAYOUT: 3 BEDS | 2 BATHS | 2-CAR GARAGE • Open-Concept Great Room: Seamless flow between kitchen, dining, and main living areas, expanding through sliding glass doors to the covered lanai. • Chef’s Kitchen: Expansive center island, custom cabinetry, and energy-efficient stainless steel appliances. • Primary Sanctuary: Isolated suite featuring a walk-in closet and a spa-inspired bath with dual sinks, a separate soaking tub, and a walk-in shower. • Flexible Floor Plans: Need more space? Related floor plans for this exact architectural style are available in 1,960 sq. ft., 2,044 sq. ft., and 2,174 sq. ft. layouts. GULF COVE LIFESTYLE & FREEDOM Enjoy optional HOA membership for just $125/year, granting access to a private neighborhood boat ramp on the Myakka River, park, pavilion, and playground. BUILD & FINANCING OPTIONS • Build Anywhere: We can build this package on this lot, or construct it on your buyer's lot. • Lending Resources: Preferred construction-to-permanent lending resources available upon request to streamline financing. Contact the listing agent today for the complete spec sheet, available floor plan expansions, and approved lender options!

12068 Karney Avenue, Port Charlotte
5226 Boyle Terrace, Port Charlotte
$159,000
Gulf Cove SubDv. ⋅ 33981 Zip Code
Gulf Access! Be just a short drive from the actively planned Bucee’s! Be close to Sunseeker Resort,Allegiant Air and local mall close some of the most beautiful beaches. This lot offers city Utilities at street. NO HOA, NO CDD, NO ASSESSMENTS

5226 Boyle Terrace, Port Charlotte
12350 Quinlan Avenue, Port Charlotte
$159,000
Gulf Cove SubDv. ⋅ 33981 Zip Code
Gulf Access! Be just a short drive from the actively planned Bucee’s! Be close to Sunseeker Resort,Allegiant Air and local mall close some of the most beautiful beaches. This lot offers city water at street. NO HOA, NO ASSESSMENTS, NO CDD!

12350 Quinlan Avenue, Port Charlotte
4193 Reynolds Lane, Port Charlotte
$22,000
Gulf Cove SubDv. ⋅ 33981 Zip Code
NO SCRUB JAY according to CCGIS. This lot is at great price in a nice community. You do not have to pay the higher prices of a waterfront lot to enjoy boating in Gulf Cove. You still have access to the Myakka River & Gulf of America for only $75 annual fee to join the Property Owners of Gulf Cove, Inc and the many social events, use of the park, facilities and private boat ramp. Gulf Cove is NOT a deed restricted community. The lot is in a great location, close to both Port Charlotte, Englewood and the beaches. Grocery stores, marinas, restaurants, golf courses and stores are all within minutes. Don't let this NON Scrubjay lot get away from you!

4193 Reynolds Lane, Port Charlotte
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