Port Charlotte Homes under $400,000

Port Charlotte Homes under $400,000

Welcome to Port Charlotte, Florida—an idyllic community nestled in the heart of Charlotte County, where sun-kissed days and vibrant living await you! Known for its beautiful waterways, lush landscapes, and friendly atmosphere, Port Charlotte is a haven for those seeking a serene yet active lifestyle. With its prime location along the Gulf Coast, residents enjoy easy access to stunning beaches, world-class fishing, and an array of outdoor recreational activities.

In Port Charlotte, finding your dream home is easier than you think, especially with an impressive selection of properties available for under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking for a cozy retirement retreat, this charming subdivision offers a variety of housing options to fit your needs and budget. From spacious single-family homes with inviting backyards to modern townhouses with community amenities, there’s something here for everyone.

The community is not only affordable but also rich in amenities. Enjoy local parks, golf courses, shopping centers, and dining options that cater to every palate. The warm, welcoming atmosphere makes it easy to connect with neighbors and embrace the vibrant community spirit.

Don’t miss the opportunity to settle down in Port Charlotte, where the perfect blend of comfort, affordability, and Florida charm awaits you. Explore the homes under $400,000 and discover the lifestyle you’ve always dreamed of in this picturesque corner of the Sunshine State!

Newest Port Charlotte Homes under $400,000

3060 Collingswood Boulevard, Port Charlotte
$235,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33948 Zip Code
Virtually Staged. No HOA, No CDD and situated on a corner lot with plenty of space to add your own private oasis. This 3 bedroom 2 bath home is move in ready and offers a durable tile roof and a brand new water heater. Ceramic tile throughout the common areas and a split floor plan. The primary bathroom offers dual sinks, a walk in shower and a separate soaking tub. This home is elevated and has not experienced any flooding concerns. Conveniently located near US-41 and the popular Murdock shopping district, you'll enjoy easy access to shopping at Port Charlotte Town Center, Target, Walmart, and Publix, along with a variety of restaurants and entertainment options.

3060 Collingswood Boulevard, Port Charlotte
12228 Morton Avenue, Port Charlotte
$160,000
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33953 Zip Code
Affordable Florida living with charm, comfort, and plenty of potential! This cute and cozy 2-bedroom, 2-bathroom home with a 1-car garage is a wonderful opportunity for first-time homebuyers, seasonal residents, investors, or anyone looking for an affordable home in Southwest Florida. With a little TLC and your personal touches, this home has the potential to become your perfect Florida retreat! Enjoy the screened-in lanai, ideal for sipping your morning coffee, relaxing with a good book, or enjoying Florida's beautiful weather without the bugs. The fenced backyard provides additional outdoor space for pets, gardening, entertaining, or simply enjoying your own private retreat. Location is another great feature! Conveniently situated near the North Port and Port Charlotte border, you'll enjoy easy access to shopping, dining, entertainment, and everyday conveniences. Coco Plum Village Shops offers a variety of popular retailers and restaurants, while the nearby North Port Aquatic Center provides fun for the whole family. Baseball fans will love being close to Cool. Today Park, the spring training home of the Atlanta Braves, and the Tampa Bay Rays spring training facilities at Charlotte Sports Park. Beautiful Gulf Coast beaches, golf courses, boating, fishing, and outdoor recreation are also within easy reach. Whether you're searching for a starter home, winter getaway, downsizing opportunity, or investment property, this affordable Port Charlotte home offers a great combination of location, potential, and Florida lifestyle. Bring your imagination and make this charming home your own!

12228 Morton Avenue, Port Charlotte
1360 Inverness Street, Port Charlotte
$349,900
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
Welcome to this spacious waterfront sanctuary on the scenic Fordham Waterway! Boasting over 2,300 sq. ft. of living space, this home offers incredible value, coastal charm, and an exceptional floor plan with NO deed restrictions and NO flood zone requirement. Step inside to an open, light-filled split floor plan enhanced by rich slate tile floors, a bright skylight, and elegant French doors. The central kitchen features stainless steel appliances, a hanging pot rack, a versatile movable island, and beautiful views of the water. Sliding glass doors seamlessly connect the indoor living areas to a sprawling paved lanai and a sparkling pool—perfect for outdoor dining, entertaining, or simply soaking in the serene coastal breeze. The generous backyard is a lush tropical haven featuring fruit trees (starfruit, grapefruit, and orange) and direct access to the waterway for endless outdoor enjoyment—bring your canoe, fish right from your backyard, or enjoy relaxed birdwatching along the canal. A major highlight of this home is the 440 sq. ft. converted garage which is fully under A/C—offering flexible bonus space ideal for a home office, game room, hobby studio, or man cave. This space may easily be converted back into a garage. Ideally located in Port Charlotte, you are just minutes from local shopping, dining, medical facilities, beautiful Gulf beaches, and quick access to I-75. Don’t miss this incredible chance to own a spacious waterfront pool home at an unbeatable value—schedule your private showing today!

1360 Inverness Street, Port Charlotte
765 Neptune Street, Port Charlotte
$159,500
3 Beds ⋅ 1 Baths ⋅ Port Charlotte SubDv. ⋅ 33948 Zip Code
**MOTIVATED SELLER! SELLING AS-IS!** Welcome to this cozy 3-bedroom, 1-bath bungalow tucked away in a quiet, established Port Charlotte neighborhood! Offering 936 square feet of living space, this charming home features an updated kitchen, ceramic tile flooring, and a comfortable, easy-to-maintain layout. Step outside and enjoy the screened-in patio, perfect for relaxing with your morning coffee or enjoying the Florida breeze without the bugs! The generously sized backyard offers plenty of room for gardening, outdoor entertaining, or creating your own backyard retreat. With a little TLC and your personal touches, this home has the potential to truly shine! Whether you're a first-time homebuyer, investor, or someone looking to downsize, this property offers a great opportunity to make it your own. Conveniently located near shopping, dining, and everyday amenities. **Seller is motivated, and the property is being sold AS-IS. Bring your offers!**

765 Neptune Street, Port Charlotte
314 Barrett Street, Port Charlotte
$295,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33954 Zip Code
Virtually Staged. Under Construction. SOLD AS IS – INVESTOR ALERT! Opportunity to complete this 3-bedroom, 2-bath home with a den and 2-car garage in Port Charlotte. The open-concept layout features a spacious kitchen with an island overlooking the main living area. Cabinets, granite countertops, and tile flooring are already installed. The primary suite offers a walk-in closet and private bath. Conveniently located near shopping, dining, and Southwest Florida’s Gulf Coast beaches. Ideal for an investor, builder, or buyer ready to finish construction and add their own final touches.

314 Barrett Street, Port Charlotte
45 Snedeker Street, Port Charlotte
$315,000
4 Beds ⋅ 3 Baths ⋅ Port Charlotte SubDv. ⋅ 33954 Zip Code
Short Sale. Discover the space and possibilities of this 2023-built home in Port Charlotte! Offering 2,117 square feet of living space, this residence provides a generous layout with room for everyday living, entertaining, and working from home. Situated on an approximately 10,000-square-foot lot, the property offers outdoor space to enjoy and personalize. With newer construction and a convenient Port Charlotte location, this home presents an excellent opportunity for buyers seeking space, comfort, and flexibility. Schedule your private showing today!

45 Snedeker Street, Port Charlotte
2436 Aquilos Court, Port Charlotte
$185,000
3 Beds ⋅ 3 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
Short Sale. Opportunity awaits at 2436 Aquilos Court in Port Charlotte! This distinctive two-story residence offers an appealing opportunity for buyers looking to bring their own vision and improvements to a property with a unique layout and plenty of potential. With living space across two levels, the home offers flexibility for a variety of living arrangements and the opportunity to create something truly personal. Whether you're looking for a primary residence to update over time or a renovation project, this property provides a starting point for your plans. The interior is in need of repairs, updating and general attention, making this an opportunity for buyers comfortable evaluating and undertaking improvements. The property is being offered in its current AS-IS condition, and buyers are encouraged to conduct thorough inspections and independently verify all property information, including construction history, improvements and permit status. Conveniently located in Port Charlotte, with access to shopping, dining, recreational opportunities and Southwest Florida's waterfront lifestyle. Bring your ideas and explore the possibilities at 2436 Aquilos Court! **Please see confidential remarks for additional information regarding the offer and purchase process.**

2436 Aquilos Court, Port Charlotte
21029 Peachland Boulevard, Port Charlotte
$279,000
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33954 Zip Code
Welcome to 21029 Peachland Boulevard in Port Charlotte — a rare TRIPLE-LOT opportunity offering 0.71 acres of cleared, partially fenced land, structural upgrades, and long-term pride of ownership. Owned and meticulously maintained by the same owner for 26 years, this property consists of three combined lots totaling 30,960 square feet (240' x 129'), creating exceptional flexibility for expansion, additional structures, or future development. (Per county guidelines and buyer verification, two lots may potentially be separated and developed with additional single-family homes.) The rear neighbor is also a triple-lot owner sharing similar boundaries, enhancing privacy and preserving the spacious, open feel behind the home. Located in Flood Zone X (no flood insurance required) with public water and public sewer, this solid block residence offers 2 bedrooms, 2 bathrooms, 1,312 square feet of living space, and a 2-car attached garage. Extensive updates and improvements include: • New metal roof (2023) • Hurricane impact windows providing exceptional sound reduction and energy efficiency • Fresh interior paint • Brand new flooring throughout (ceramic tile and carpet) • New ceiling drywall in the garage • New plumbing valves and hose bibs throughout • New shower door in the primary bathroom • New utility sink • Regularly serviced A/C system • New 6-foot vinyl privacy fence along the rear and one side. Inside, open living and dining areas feature new tile flooring, while the bedrooms offer comfortable new carpet. A versatile bonus room provides space for a home office, hobby room, den, or seasonal guest accommodations. Sliding doors lead to a covered and screened rear lanai overlooking the expansive backyard. BUILDER / INVESTOR EXPANSION POTENTIAL: With nearly three-quarters of an acre under RSF3.5 zoning, this oversized parcel presents rare possibilities — add a detached garage or workshop, design a guest house (subject to county approval), install a pool, create RV/boat storage, or explore future redevelopment opportunities. Triple-lot properties with public utilities already in place are increasingly difficult to find in this area. SNOWBIRD & SEASONAL BUYER APPEAL: No HOA. No CDD. No flood insurance required. Public water and sewer. Low-maintenance metal roof. Hurricane impact windows. Ideal for winter residents, part-time Florida living, seasonal rental potential, or buyers seeking a secure second home with room for recreational vehicles and toys. Conveniently located near shopping, dining, medical facilities, golf courses, boat ramps, and Gulf beaches — with I-75 access just 3.5 miles away (approximately 5 minutes), making north or south travel effortless. Triple lot. Metal roof. Impact windows. X flood zone. Expansion flexibility. 26 years of ownership stability. Land of this size — with infrastructure already in place — rarely comes to market.

21029 Peachland Boulevard, Port Charlotte
2626 Auburn Boulevard, Port Charlotte
$299,900
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33948 Zip Code
Welcome to your beautifully updated Florida waterfront retreat! X FLOOD ZONE- No flood insurance required! Situated on the wide Auburn Waterway, this immaculate 3-bedroom, 2-bathroom, 1-car garage home perfectly blends modern luxury with the highly sought-after coastal lifestyle. Best of all, this Gulf-access property features absolutely no HOA fees or restrictions, giving you complete freedom to enjoy your home.  Step inside to discover a completely remodeled interior showcasing premium stone countertops and durable, elegant tile flooring throughout. The bright, open floor plan flows seamlessly, providing the perfect maintenance-free setup for both daily living and effortless entertaining. Sold partially furnished. Peace of mind comes standard with an extensive list of improvements. The property features a newer roof, soffit, and fascia (2018), a new AC system and ductwork (2019), and an upgraded electrical panel and water heater (2017). Additionally, three new windows and new exterior doors were installed in 2017, boosting the home's energy efficiency.  The highlights continue outdoors, where a spacious patio area offers an ideal setting for dining, morning coffee, or sunset relaxation. A concrete walkway leads you directly to the edge of the canal, giving you a clean, solid path to fish right from your backyard or plan a future dock. Located just minutes from premier shopping, dining, and the open waters of Charlotte Harbor, this turn-key gem is ready for you to move right in and start living the dream. Schedule your private tour today!

2626 Auburn Boulevard, Port Charlotte
2401 Tamarind Street, Port Charlotte
$369,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33948 Zip Code
Welcome to your dream home in Port Charlotte! This beautifully updated property feels just like new construction—truly move-in ready and offering everything you’ve been searching for. Featuring 3-bedroom, 2-bathroom pool home with a 2-car garage sits on a desirable corner lot. As you enter through the elegant double glass doors, you are greeted by an open floor plan filled with natural light. The high ceilings and the new luxury vinyl flooring installed throughout the entire home in 2023, with no transitions between rooms, create a seamless, modern, and inviting feel. A full wall of sliders opens to the lanai, enhancing the bright and airy atmosphere inside. The kitchen was fully updated in 2023 and features a spacious island ideal for cooking, entertaining, and gathering with family and friends. All appliances were replaced in 2023 as well. Both bathrooms were also completely renovated in 2023 with stylish, contemporary finishes. The split-bedroom layout provides ideal privacy, with the master suite on one side of the home and the guest bedrooms on the other. The master suite includes an ensuite bathroom for added convenience. Updated hurricane-impact windows and sliders offer peace of mind during storm season. Step outside to your own private oasis. The vinyl-fenced backyard is perfect for outdoor activities. A screened-in, solar-heated pool sits on a beautiful brick paver deck, and the large covered lanai allows for year-round outdoor enjoyment in the Florida sunshine. A 10x10 shed, added in 2022, provides valuable extra storage. Additional upgrades include a new roof installed in 2020 and a well-designed 2-car garage with a laundry area and plenty of storage space. This home truly combines modern comfort with the charm of Florida living. Located in a desirable Port Charlotte neighborhood, you’ll enjoy convenient access to shopping, dining, schools, parks, entertainment, and more. With its prime location and impressive upgrades, this home is ready for its next owner.

2401 Tamarind Street, Port Charlotte
11639 Claremont Drive, Port Charlotte
$250,000
2 Beds ⋅ 3 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
Discover the possibilities with this unique WATERFRONT PROPERTY IN AN X FLOOD ZONE, featuring a CORNER DOUBLE LOT SPANNING NEARLY HALF AN ACRE! With an expansive lot overlooking the canal, you'll have plenty of room to bring your vision to life, whether you're dreaming of adding your dream pool, accommodating your hobbies, or simply enjoying the added privacy and space that a double lot provides. With NO HOA FEES to limit your lifestyle, this property offers a wonderful opportunity to create a home that truly reflects your vision.*** Inside, the kitchen features GRANITE COUNTERTOPS and opens seamlessly to the living room and screened lanai, creating a welcoming flow for everyday living and entertaining. The unique DUAL PRIMARY BEDROOM LAYOUT offers added versatility, with each bedroom and its adjoining bathroom able to be closed off behind pocket doors to create two separate wings. TWO LARGE BONUS ROOMS provide even more flexibility for a hobby space, garage, additional living area, or other needs. A convenient laundry room that doubles as a half bath adds functionality for guests, while a STORAGE SHED offers extra space for tools, outdoor equipment, and other belongings.~~~ Imagine beginning your mornings with a cup of coffee in your spacious backyard, overlooking the peaceful canal as Florida's birds welcome the day. With MYAKKA RIVER STATE PARK nearby, nature lovers can explore scenic trails and enjoy the beauty of Florida's natural surroundings. When it's time for a change of scenery, spend the day soaking up the sun on the BEAUTIFUL, PRISTINE BEACHES OF BOCA GRANDE, known for their soft white sand, sparkling Gulf waters, and breathtaking coastal scenery. Several golf courses are also nearby for an afternoon on the greens. You'll enjoy convenient access to the surrounding communities of ENGLEWOOD, NORTH PORT, AND PORT CHARLOTTE, offering a variety of local restaurants, shopping, entertainment, and outdoor recreation. Whether you're exploring the outdoors, enjoying a beach day, or simply unwinding by the water at home, this property offers the space and freedom to embrace the laid-back Florida lifestyle. Call today to schedule your private showing and discover the possibilities!

11639 Claremont Drive, Port Charlotte
2562 Lakeshore Circle, Port Charlotte
$235,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
Coastal cottage charm meets real peace of mind in this move-in-ready 3-bedroom, 2-bath home in the heart of Port Charlotte. A stone-accented facade, fresh landscaping, and an extra-wide driveway make a great first impression before you ever step inside. Inside, bright white walls, airy sheer drapes, and wood-look laminate flooring set a relaxed, beachy tone throughout. The living room is anchored by a striking hand-carved wood front door and ceiling fan. The dining space just off the kitchen opens through sliding glass doors to the lanai. The kitchen is bright and ready to cook, with white shaker-style cabinetry, stainless steel appliances including a side-by-side refrigerator, range, built-in microwave, and dishwasher, plus stone-look laminate countertops, recessed lighting, and a window over the double sink for natural light. The primary suite offers a walk-in closet with wraparound shelving and a private en-suite bath is finished in classic white subway tile with a tub/shower combo and built-in niche. The guest bath features a shower with glass sliding doors. Two additional bedrooms with ceiling fans flex easily as guest rooms, a home office, or hobby space. The big-ticket items are done: new hurricane impact windows and sliding glass door, and a roof replaced in 2021. Then step outside, where this home really shines. The screened lanai is made for morning coffee and evening breezes, with an open patio beyond for grilling. The privacy-fenced backyard is huge, with plenty of room for a pool, a garden, or a place to stretch out and play. A 12'x14' shed is ready for kayaks, fishing gear, tools, or a workshop. The 1-car garage adds built-in shelving and a laundry area with a utility sink. The location makes everyday life easy. You are centrally located near grocery stores, shopping, schools, hospitals, and restaurants, and just minutes from the dining, waterfront parks, and events of downtown Punta Gorda. Boat ramps are close by, so a day of fishing or boating on Charlotte Harbor and the Gulf of America is never far away.

2562 Lakeshore Circle, Port Charlotte
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