Punta Gorda Isles Homes under $250,000

Punta Gorda Isles Homes under $250,000

Welcome to Punta Gorda Isles, a charming waterfront community nestled in the heart of Punta Gorda, Florida. Known for its picturesque canals and stunning views, this vibrant subdivision is a paradise for boating enthusiasts and nature lovers alike. With its serene atmosphere and laid-back lifestyle, Punta Gorda Isles offers a unique blend of relaxation and recreational opportunities.

One of the most appealing aspects of Punta Gorda Isles is its affordability. You can find beautiful homes under $250,000, making it an ideal choice for first-time buyers, retirees, or anyone looking to invest in a slice of paradise without breaking the bank. These homes often feature open floor plans, spacious backyards, and easy access to the area's stunning waterways. Imagine sipping your morning coffee on a sun-drenched patio or taking a leisurely stroll along the waterfront!

The community is not just about homes; it’s about lifestyle. Punta Gorda Isles boasts an array of amenities, including parks, walking trails, and proximity to the vibrant downtown Punta Gorda, where you can enjoy delightful dining options, boutique shopping, and lively cultural events. The area is also known for its friendly neighbors and strong sense of community, making it easy to feel right at home.

Whether you're looking for a cozy retreat or a place to raise a family, Punta Gorda Isles has something for everyone. Discover the charm of this waterfront community and explore the affordable housing options that await you. Your dream home in sunny Florida is just a visit away!

Newest Punta Gorda Isles Homes under $250,000

24276 Peppercorn Road, Punta Gorda
$229,900
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33955 Zip Code
Exceptional opportunity to complete and customize this partially constructed home located in the desirable Burnt Store Lakes community of Punta Gorda. Situated on a spacious .25-acre lot, this unfinished project was designed to feature 3 bedrooms and 2 bathrooms upon completion. Whether you're a builder, investor, contractor, or ambitious buyer looking to create your own vision, this property offers a head start with construction already underway. Bring your plans, creativity, and finishing touches to transform this structure into a beautiful custom residence tailored to your preferences. The property is being sold in its current condition and will require completion by the new owner. A unique opportunity to add value and create a personalized home in one of Punta Gorda's growing communities.

24276 Peppercorn Road, Punta Gorda
1080 Bal Harbor Boulevard Unit 7C, Punta Gorda
$179,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
Welcome to 1080 Bal Harbor Blvd., Unit 7C, where Waterfront Living and Punta Gorda’s Boating Lifestyle come together. This spacious 2-bedroom, 2-bath condo offers 1,114 square feet and Beautiful Water Views from the living area, both bedrooms, and the screened lanai. Catch your dinner right off the dock! Step inside to a comfortable, open floor plan filled with natural light. The kitchen flows into the dining area with convenient bar seating, creating an easy space for everyday living and entertaining. Both bedrooms are generously sized, and each enjoys its own relaxing water view. The screened lanai is the perfect place to start your morning with coffee, unwind at the end of the day, and enjoy the peaceful canal setting. Boaters will appreciate the first-come, first-served dockage and desirable location in the powerboat section, offering approximately 7-minute access to Charlotte Harbor. From there, enjoy some of Southwest Florida’s best boating, fishing, and waterfront destinations. The community also offers a heated swimming pool, and pet lovers will appreciate that two large dogs are permitted. Conveniently located near downtown Punta Gorda, Fishermen’s Village, restaurants, shopping, parks, biking, and walking paths. Whether you are looking for a full-time residence, seasonal getaway, or waterfront retreat, this condo offers the views, boating access, pet-friendly lifestyle, and Punta Gorda location buyers are looking for.

1080 Bal Harbor Boulevard Unit 7C, Punta Gorda
3627 Bal Harbor Boulevard Unit 111, Punta Gorda
$179,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
Rarely Available Turnkey First-Floor Condo Overlooking St. Andrews Golf Course! Discover this beautifully maintained, move-in-ready condo in the highly sought-after Bermuda View Condominiums, perfectly situated along the lush fairways of St. Andrews Golf Course in Punta Gorda Isles (PGI). Ideal as a primary residence, a family vacation retreat, or a strong income-producing rental property, this first-floor unit offers effortless living with low monthly HOA fees . The entire community has been freshly elevated with a newer metal roof and newer exterior paint, giving it a crisp, modern curb appeal that stands out. Inside, enjoy a smart split-bedroom layout and an open-concept living area that feels spacious and welcoming. Step out to your private screened lanai with an extra storage closet — the perfect spot to relax while soaking in the serene views that surround this golf community. Residents love the community pool, miles of scenic sidewalks for walking and biking, and the relaxed Florida lifestyle PGI is known for. This home is clean, bright, and truly turnkey — just bring your suitcase and start enjoying! Located minutes from Publix, Fishermen’s Village (with waterfront dining and shopping), and charming downtown Punta Gorda, you’re never far from great restaurants, boutique shops, and everyday conveniences. Don’t miss this rare opportunity! Call today to schedule your private showing.

3627 Bal Harbor Boulevard Unit 111, Punta Gorda
25358 Aysen Drive, Punta Gorda
$249,900
2 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33983 Zip Code
Beautiful 2 Bedroom 2 Full Bath Home Boasts a Dining Room, Breakfast area, Spacious Covered Lanai, Fenced Back Yard and a 2 Car Attached Garage in the Popular Deep Creek Community of Punta Gorda!!

25358 Aysen Drive, Punta Gorda
3120 Guadalupe Drive, Punta Gorda
$250,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
Short Sale. SHORT SALE. Welcome to a home that brings space, function, and everyday Florida living together in all the right ways. This single-story residence offers 3 bedrooms, 2 bathrooms, and an impressive 2,304 square feet of heated living space, giving you the kind of room that instantly feels flexible, comfortable, and ready for whatever life looks like next. Step inside and the layout opens with generous living spaces designed for connection. The living room, family room, and dining area create an easy flow for entertaining, relaxing, hosting, or simply enjoying quiet evenings at home. Ceramic tile flooring runs throughout, bringing a clean, cohesive look while keeping maintenance simple. Ceiling fans add everyday comfort, while central air and electric heat help keep the home comfortable year-round. The kitchen is practical and well-equipped, featuring stone counters. Whether you are preparing a casual breakfast, entertaining guests, or planning a full dinner spread, this kitchen is ready to work with you. The primary suite offers a spacious retreat with a built-in closet and a private bathroom nearby, while the two additional bedrooms also include built-in closets and comfortable proportions. Beyond the main bedrooms, this home really stands out with bonus spaces that give you options. A bonus room, office, and study or den provide room for remote work, creative projects, fitness, guests, storage, or whatever your lifestyle demands. This is not just square footage; it is usable, valuable space that adapts with you. Outside, the home sits on a landscaped 9,600-square-foot lot with paved street access and a welcoming walk-up presence. The attached 2-car garage adds convenience, storage, and protection, while the block construction, slab foundation, and tile roof offer classic Florida durability. Public water, public sewer, electricity connection, sprinkler meter, and laundry room hookups add to the home’s practical everyday appeal. This is the kind of property that gives you room to breathe, room to grow, and room to make it your own. Spacious interiors, multiple living areas, dedicated flex rooms, stone counters, tile flooring, an attached garage, and a comfortable single-level design all come together to create a home with real presence and real potential.

3120 Guadalupe Drive, Punta Gorda
4000 Bal Harbor Boulevard Unit 223, Punta Gorda
$250,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
Spinnaker Point is one of the most sought after condominium developments in the boating and golf community of Punta Gorda Isles. As a pristinely maintained and well managed development, Spinnaker Point offers the homeowner a very affordable way to enjoy the active Florida lifestyle you’ve always envisioned for yourself. Within this waterfront community is a meticulously maintained, turn-key, condominium that shows a welcoming pride of ownership once you enter through the front door. Soaring ceilings reaching almost 12.5 ft. in height are captivating and enhance the open living area. A spacious kitchen, large enough to host events for your friends has been updated, featuring shaker style wood cabinetry that is complimented by the clean lines of rich granite counters, stainless steel appliances and matching hardware. Subtle architectural details to display your decorative accessory pieces further enhance this culinary focal point of the home. A breakfast bar transitions to the dining and living room area providing space to display your favorite culinary dishes, or just to enjoy simple casual dining. The living room is deceptively spacious and is further enhanced by sliding glass doors that open to a screened in covered lanai that overlooks the tranquil canal waters and dockage below. The bedroom suites offer a peaceful ambiance of their own with the primary bedroom featuring an en suite bath with updates and a walk-in closet. A friendly community offering a heated pool, tennis court and dock space for your boat on a first come first serve basis with the HOA fee including water and trash. Envision yourself boating from your own backyard to the expansive waters of Charlotte Harbor and the gulf islands beyond. Within a short drive to golf, a host of area waterfront parks and trails, downtown shops, restaurants, year-round farmer’s markets and the famed Fisherman’s Village, you couldn’t ask for a more affordable way to enjoy all the Florida lifestyle has to offer whether as a winter getaway, or to enjoy year-round. Turn-key, excluding some personal items, this is a piece of paradise you’ll be proud to call “Home.”

4000 Bal Harbor Boulevard Unit 223, Punta Gorda
1433 Mediterranean Drive Unit C, Punta Gorda
$178,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
Enjoy waterfront living in this 2-bedroom, 2-bath condo in desirable Punta Gorda Isles featuring beautiful canal views and direct boating access. This property includes a concrete dock with quick access to open water, perfect for boating and fishing enthusiasts. Relax by the private community pool or enjoy the peaceful water views from the screened in large lanai overlooking the divided canals. Conveniently located near shopping, downtown restaurants, the airport, and interstate access. Functionally maintained by the same full-time owner for more than 25 years, this condo presents a wonderful opportunity to update the kitchen and bathrooms to match your personal style and preferences while creating your ideal Florida waterfront retreat.

1433 Mediterranean Drive Unit C, Punta Gorda
1217 Aqui Esta Drive Unit 8, Punta Gorda
$159,900
2 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
Virtually Staged. Enjoy the best of Southwest Florida living in this beautifully maintained 2-bedroom, 2-bath condo tucked within an intimate waterfront community of just 12 residences. Step outside to one of the community’s most impressive features—an exceptionally spacious heated pool overlooking a peaceful saltwater canal basin, where you can relax in the Florida sunshine, take in the waterfront views, and watch the boats go by. The complex offers two boat slips on a first-come, first-served basis, (both currently taken). Inside, the condo is move-in ready and thoughtfully cared for, with a new roof in 2023 and a newer water heater. A one-year prepaid appliance warranty is also included at closing for added peace of mind. Enjoy maintenance-free living with HOA fees covering water and sewer, pool and grounds maintenance, pest control, and use of the community laundry facilities. Whether you’re searching for a full-time residence, seasonal Florida getaway, or investment opportunity, the location makes it even more appealing. Historic Downtown Punta Gorda and Fishermen’s Village are just minutes away, putting waterfront dining, boutique shopping, farmers markets, live entertainment, and scenic harbor walks within easy reach. Punta Gorda Airport is also approximately 4.5 miles—or about a 10-minute drive—from your door. With a gorgeous waterfront pool setting, access to boat slips, convenient amenities, and a fantastic Punta Gorda location, this condo offers an affordable opportunity to enjoy the relaxed coastal lifestyle Southwest Florida is known for.

1217 Aqui Esta Drive Unit 8, Punta Gorda
1001 W Marion Avenue Unit 8, Punta Gorda
$219,500
2 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
Turnkey furnished and move-in ready, this well-maintained 2-bedroom, 2-bath condo offers over 1,058 sq ft of comfortable single-story living in the heart of Punta Gorda. New triple sliders are installed. The AC is just 5 years old, and the unit is located in a quiet, well-kept community that delivers both convenience and peace of mind. The monthly condo fee is comprehensive, covering exterior building maintenance; including roof, windows, doors, and screens along with landscaping, parking lot upkeep, water, trash, and full insurance on the structure (including flood insurance). As a true condominium, ownership is simplified, with responsibility limited to the interior finishes, fixtures, and personal property. Perfectly positioned within walking or biking distance to Fisherman’s Village, Gilchrist Park, the dog park, library, and downtown Punta Gorda’s dining and shopping, the location is hard to beat. Just one block from where the Peace River meets Charlotte Harbor, this area offers scenic beauty and an active coastal lifestyle. The community also features a clubhouse and pool, and the surrounding land is association-owned, helping preserve the area from future overdevelopment. This is an ideal opportunity to enjoy low-maintenance living in one of Punta Gorda’s most desirable and walkable locations. Schedule your showing today.

1001 W Marion Avenue Unit 8, Punta Gorda
3221 White Ibis Court Unit D2, Punta Gorda
$188,900
2 Beds ⋅ 1 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
FULLY-FURNISHED PGI WATERFRONT CONDO W/DEEDED DOCK, SAILBOAT ACCESS & IMPACT WINDOWS - Nestled along a serene canal in the heart of Punta Gorda Isles, this beautifully maintained ground-floor condo puts the best of Southwest Florida right outside your door. Watch boats go by from your screened lanai, stroll to your private deeded dock, or take a dip in the sparkling community pool — all before breakfast. Move-in ready 2 bed/1 bath condo delivers a true boating lifestyle with a deeded dock just steps from your lanai and sailboat access to Charlotte Harbor. Natural light fills the open-concept living space, where the layout flows seamlessly from the living room to the screened lanai. Sliding glass doors in the living room open to the lanai overlooking the canal. Walk-out access from the lanai provides easy access to the docks. The kitchen has been tastefully updated with granite counters, wood cabinetry, and stainless-steel appliances, blending style and function. The primary bedroom offers lanai access, a large walk-in closet, and direct connection to the updated bath. The guest bedroom is generously sized with ample storage. The bathroom has been tastefully upgraded with a glass-enclosed tile shower, quartz vanity, and modern fixtures. An en-suite laundry area with stacked washer and dryer adds convenience. Other amenities include tile flooring in the main living area, impact-resistant sliding glass door in main room & impact resistant windows. The unit comes w/one assigned parking space w/an additional unmarked space allowed. Plenty of guest parking is available. An in-ground, heated pool located in the middle of the complex allows you to keep an eye on your boat while relaxing poolside. An ideal location, you are just minutes away from the downtown Punta Gorda area where restaurants, weekly farmers market, and waterfront parks are just minutes away. This condo is truly a boater's paradise, offering easy access to some of the best fishing & boating in SW Florida from your backdoor. Come find out why Punta Gorda is consistently ranked one of the best places to live and retire in the country. This condo is also perfect for downsizing, seasonal use or as an investment. Paradise in Punta Gorda Isles is waiting for you!

3221 White Ibis Court Unit D2, Punta Gorda
601 Shreve Street Unit 25A, Punta Gorda
$240,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
PRICE REDUCED — MOTIVATED SELLER. Prime first-floor waterfront condo in Banyan Point — Punta Gorda Isles. This bright, open 2-bedroom, 2-bath unit offers approximately 1,398 sq ft of well-planned living with a split-bedroom layout and abundant natural light. The modern kitchen features ample cabinetry, a pantry, recessed lighting and a breakfast bar that overlooks the spacious living and dining areas. Double sliding glass doors open to an expansive screened lanai presenting stunning sunset and saltwater canal views — perfect for morning coffee, alfresco dining or entertaining. The generous primary suite enjoys private lanai access, a large walk-in closet, a dual-sink vanity, a walk-in shower, and a built-in desk/vanity area. The guest bedroom is privately situated with a full bath. Community amenities include a heated (often cooled) year-round pool, clubhouse for social events, covered assigned parking plus guest spaces, lush grounds with signature Banyan trees and over 1,200 feet of canal frontage with a wraparound concrete dock. Boat dockage (up to 50') is available on a first-come, first-served basis for a nominal annual fee (approx. $387 includes water & electric), providing direct Gulf access at a fraction of marina costs. Community upgrades include new roofs, elevator modernizations, and resurfaced parking. HOA covers cable, water, insurance, pool, and grounds — supported by strong reserves. High and dry — no flood zone concerns. Enjoy an unbeatable location: short walk to Fishermen’s Village (shopping, dining, waterfront activities), Sunday Farmers Market, Gilchrist Park, Harborwalk, and downtown Punta Gorda’s restaurants, art, and festivals. Close to golf, pickleball, Punta Gorda Airport, medical facilities and award-winning beaches. Ideal as a year-round residence, seasonal getaway, or investment. Schedule your private showing today. (Photos may be virtually staged.)

601 Shreve Street Unit 25A, Punta Gorda
1080 Bal Harbor Boulevard Unit 11B, Punta Gorda
$179,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
UPDATED & MOVE-IN READY, FIRST-FLOOR END UNIT W/POOL VIEW - Experience the best of waterfront living in this completely renovated, 2 bed/2 bath condo at ISLANDER POINT in PUNTA GORDA ISLES. Condo has great room design w/lots of natural light, split bedroom layout w/large bedrooms. Both the great room and the primary suite open directly to the lanai, offering a relaxing spot to enjoy morning coffee or evening breezes. Kitchen boasts quartz counters and new stainless steel appliances. The split-bedroom layout ensures privacy for owners and guests alike, with large bedrooms—each featuring double closets. A large linen/storage closet anchors the hallway. Condo offers en-suite laundry room w/full-sized washer & dryer. Islander Point is a waterfront complex w/wraparound, concrete dock & quick boating access to Charlotte Harbor. Docks are available on a 1st come/1st serve basis. At time of listing, dock space was available. Keep your boat just steps away. Condo boasts low utility bills and reasonable condo fees. Unit comes w/one, assigned parking space. There is plenty of guest parking available. Own your piece of paradise at Islander Point. Condo amenities include an in-ground, heated pool and park-like setting w/mature, tropical landscaping. The condo is perfect for someone looking to downsize or use seasonally. Condo association is pet friendly. Miles of sidewalks connect you to the rest of PGI w/access to numerous parks, St Andrews South golf club, Isles Yacht Club, Fishermen's Village & historic downtown. Punta Gorda is known for its boating but also boasts an active art & music scene w/festivals & fairs throughout the year. Discover why Punta Gorda is often named as one of the best places to live in Florida.

1080 Bal Harbor Boulevard Unit 11B, Punta Gorda
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