Punta Gorda Homes under $400,000

Punta Gorda Homes under $400,000

Welcome to Punta Gorda, Florida – a hidden gem nestled in the heart of Charlotte County. Known for its picturesque waterfront views and charming small-town atmosphere, Punta Gorda offers a unique blend of relaxation and recreation that appeals to both families and retirees alike. With its rich history, vibrant arts scene, and an abundance of outdoor activities, this community is a perfect place to call home.

For those seeking an affordable slice of paradise, Punta Gorda boasts an impressive selection of homes priced under $400,000. Whether you’re looking for a cozy single-family residence, a modern townhouse, or a delightful waterfront property, you’ll find diverse options that cater to various lifestyles and preferences. The real estate market here is thriving, making it an ideal opportunity for first-time buyers or those looking to invest in a vacation home.

Residents of Punta Gorda enjoy access to beautiful parks, scenic trails, and the stunning waters of Charlotte Harbor. The vibrant downtown area is filled with charming shops, delicious restaurants, and lively events that foster a strong sense of community. With year-round sunny weather, outdoor enthusiasts can indulge in boating, fishing, and biking, while nature lovers will appreciate the nearby wildlife preserves and natural parks.

In Punta Gorda, you’re not just buying a home; you’re investing in a lifestyle. Discover the affordable homes available in this enchanting community and embrace the warm, welcoming atmosphere that makes Punta Gorda a truly special place to live. Your dream home awaits!

Newest Punta Gorda Homes under $400,000

214 W Grace Street, Punta Gorda
$299,000
4 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33950 Zip Code
Completely remodeled and move-in ready! This beautifully updated Punta Gorda home features a fresh, modern feel throughout, with thoughtful renovations and stylish finishes. Enjoy a bright and inviting layout, updated living spaces, and a newly replaced roof. Located in a desirable Punta Gorda area, this home offers the perfect blend of comfort, convenience, and charm! A wonderful opportunity for a buyer looking for a home that has been completely remodeled and is ready to enjoy!!!! Plenty of space to expand!! No HOA. Minutes to Downtown Punta Gorda, Marinas, Restaurants and Shops.

214 W Grace Street, Punta Gorda
6800 Golf Course Boulevard Unit P12, Punta Gorda
$185,000
1 Beds ⋅ 1 Baths ⋅ Punta Gorda SubDv. ⋅ 33982 Zip Code
Welcome to Water’s Edge Cooperative, a resident-owned 55+ community in Punta Gorda. This 2013 Chariot Eagle park model offers 1 bedroom and 1 bathroom and sits on an oversized private site. Step inside to a bright, inviting open-concept floor plan featuring bay windows, luxury vinyl flooring, and new 2023 roof. The spacious exterior deck provides the perfect spot to relax, enjoy the Florida sunshine, and entertain guests. Water’s Edge offers a relaxed Florida lifestyle with a private lake, pool and spa, clubhouse, fishing, dog park, and a variety of seasonal activities and social events. Conveniently located near downtown Punta Gorda, shopping, dining, medical facilities, outdoor recreation, and Punta Gorda Airport. Whether you’re looking for a seasonal escape, winter retreat, or a place to enjoy the Florida lifestyle, this property offers the perfect opportunity to make your own piece of Water’s Edge your home away from home. Come see for yourself and imagine your next chapter in sunny Punta Gorda!

6800 Golf Course Boulevard Unit P12, Punta Gorda
175 Kings Highway Unit A6 (aka #416), Punta Gorda
$100,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33983 Zip Code
Delightful FIRST FLOOR 2 Bedroom, 2 Bathroom condo unit at NEWPORT CONDOMINIUMS. This vacant unit is ready for you to move right in! This unit offers an open and split bedroom floor plan with Great Room, well equipped Kitchen, laundry closet with front loading washer and dryer and 14x8 screened porch with vinyl windows. The Kitchen features a breakfast bar, double sink and good counter and cabinet space and appliances include oven/range, dishwasher, disposal, built in microwave, refrigerator. The great room opens to the screened porch via sliding glass doors. The master bedroom suite features lanai access, a walk in closet and private bathroom with walk in shower. There is a generous sized guest bedroom with double closet and the guest bathroom has a tub/shower combination. A/C 3 years old, Washer and Dryer 2025....Hot Water Heater Feb 2026.....Luxury Vinyl Flooring. This is a wonderful community offering a large heated community pool, tennis courts, shuffleboard, grill area, clubhouse and more. The location is wonderful - minutes from Golf, shopping, dining, entertainment, I-75.

175 Kings Highway Unit A6 (aka #416), Punta Gorda
3140 Vessels Road, Port Charlotte
$369,700
3 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33980 Zip Code
This energy-efficient home built in 2023 sits on a spacious ¼-acre lot and offers plenty of storage along with valuable additional living space. The rear patio has been fully enclosed, adding approximately 400+ square feet of air-conditioned space with its own mini-split system—perfect for a bonus room, home office, entertaining area, or flexible living space. The kitchen features Euro-style cabinetry, abundant storage, deep pull-out drawers, and thoughtful cabinet features designed to maximize functionality. All major appliances will remain with the home, including the refrigerator, built-in microwave, oven, drop-in cooktop, washer, and dryer. Built with energy efficiency in mind, the home is well insulated, helping keep electric bills around $150 per month or less based on the sellers’ experience. The sellers are also willing to include the robotic lawn mower, providing an easy and economical way to maintain the generous yard. With its large lot, additional conditioned living space, excellent storage, energy-efficient construction, and included appliances, this home offers a comfortable and practical setup with features that can help keep everyday ownership costs manageable. Professional photos coming soon.

3140 Vessels Road, Port Charlotte
27050 Pelotas Drive, Punta Gorda
$289,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33983 Zip Code
Welcome to this charming, FULLY UPDATED home in the well known neighborhood of Deep Creek. NOT IN A FLOOD ZONE!!! As you approach the driveway, notice the large front lawn, two car garage, and screened in front door area for ultimate sun and bug protection! The metal roof (2024) completes the look and offers a welcoming yet durable aesthetic. As you step inside, neutral color walls and beautiful tile floors greet you and follow throughout every room. The kitchen has been fully remodeled and features new shaker cabinets, granite countertops complete with tile backsplash and stainless steel appliances. The living area off of the kitchen offers flexibility for a dining area as well as a good amount of space for your living room furniture. A large, enclosed sunroom can be used as more of an outdoor space or an extension of the living & dining space! The desirable split bedroom floorplan features your primary suite on one side of the home, and the additional two bedrooms on the opposite side. The primary suite has a fully updated bathroom attached with a granite countertop vanity, and beautiful walk in shower. A walk in closet makes this the most perfect little space. The additional bedrooms can be used as offices, flex spaces or traditional bedrooms. A second, updated bathroom is situated in between both of those bedrooms for ultimate convince. This home has so much appeal, all it is missing is it's new owner, make your showing appointment and come see it for yourself!

27050 Pelotas Drive, Punta Gorda
23113 Newcun Avenue, Port Charlotte
$279,950
3 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33980 Zip Code
GORGEOUS SINGLE FAMILY HOME 3 BEDROOM 2 BATHROOMS , 2 CAR GARAGE, CONCRETE HOME IS LOCATED ON A CENTRAL BEAUTIFUL AREA OF PUNTA GORDA/ PORT CHARLOTTE AREA. IF YOU LOVE SPACE THIS IS THE PERFECT HOME , 2,OOO SQFT PLUS UNDER A/C, NEW ROOF, NEW KITCHEN WITH SPACIOUS ISLAND AND NEW BATHROOM CABINETS WITH HIGH-END PRISTINE LIGHT COUNTERTOPS, NEW HIGH-EFFICIENCY TOILETS, THIS BEAUTY IS READY FOR A FAMILY.

23113 Newcun Avenue, Port Charlotte
4884 Duncan Road, Punta Gorda
$149,900
3 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33982 Zip Code
MOTIVATED SELLERS!! Enjoy comfortable Florida living in this updated 3-bedroom, 2-bathroom manufactured home located in the Pine Acres community of Punta Gorda. Featuring a bright, open floor plan and luxury vinyl flooring throughout, and Custom high end finish bathrooms with ceramic tile step in showers, this home offers a fresh and inviting space that is move-in ready. The eat-in kitchen features stainless steel appliances, updated countertops, under-cabinet lighting, and a tiled backsplash, providing both style and functionality. The primary bedroom offers a walk-in closet and private bathroom with a single-sink vanity, walk-in shower, and bidet. The split-bedroom floor plan places the 2 guest bedrooms on the opposite side of the home for added privacy, with built-in closets and a conveniently located guest bathroom nearby. An interior laundry room provides electric washer and dryer hookups for added convenience. Outside, enjoy the benefits of a 2022 metal roof, a backyard shed for additional storage, and a septic system that was pumped in 2026. Conveniently located with easy access to Punta Gorda Airport, I-75, and US-41, this home makes getting around Southwest Florida simple. Downtown Punta Gorda is also nearby, offering waterfront parks, dining, shopping, entertainment, and other local amenities. With its updated interior, practical features, and convenient location, this home is a great opportunity to enjoy the Southwest Florida lifestyle. INTERIOR FEATURES • 3 bedrooms • 2 bathrooms • Bright, open floor plan • Luxury vinyl flooring throughout • Split-bedroom floor plan • Built-in bedroom closets • Interior laundry room • Electric washer & dryer hookups KITCHEN FEATURES • Eat-in kitchen • Stainless steel appliances • Under-cabinet lighting • Tiled backsplash PRIMARY BEDROOM & BATH • Walk-in closet • Private bathroom • Single-sink vanity • Walk-in shower • Bidet OUTDOOR & ADDITIONAL FEATURES • Backyard shed • Carport • 2022 metal roof Conveniently located with easy access to Punta Gorda Airport, I-75, and US-41, this home makes getting around Southwest Florida simple. Downtown Punta Gorda is also nearby, offering waterfront parks, dining, shopping, entertainment, and other local amenities. Punta Gorda Airport is conveniently located just off I-75 and provides commercial air service to destinations throughout the country.

4884 Duncan Road, Punta Gorda
617 W Olympia Avenue, Punta Gorda
$395,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33950 Zip Code
Step into the Punta Gorda of another era, beautifully reimagined for today. Located at 617 W Olympia Avenue in Punta Gorda’s treasured Historic District, this distinctive 1950s residence blends mid-century Florida character with a thoughtful and perfect blend of the old and new renovations done right, all just three blocks from Gilchrist Park and the waterfront. If you love plants, you’re going to love living here! From the moment you arrive, the home feels connected to Old Florida. Mature tropical landscaping, shell accents, a red-brick walkway and patio, and classic architectural details create a setting that feels established rather than manufactured. Inside, approximately 1,250 square feet of living space unfolds with the warmth and simplicity that make mid-century homes so appealing. Original terrazzo flooring provides a timeless foundation while extensive travertine tile, six-inch baseboards, crown molding, plantation shutters and carefully selected finishes bring a sophisticated modern edge. The renovated kitchen features granite countertops, new soft-close cabinetry and stainless-steel appliances, while a decorative-glass front door and frosted-glass interior doors add character and natural light. Two bedrooms, two beautifully updated baths and multiple living spaces provide surprising versatility. The spacious family room opens through sliding glass doors to the outdoor living areas, creating an easy indoor-outdoor connection that feels quintessentially Florida. A skylight brings natural light into the bath, while travertine finishes and updated cabinetry continue the home’s cohesive design. Outside may be where this property truly separates itself. A wooden pergola, red-brick patio, built-in seating, outdoor shower, gardening station, shell-covered backyard and mature Florida landscaping create a private, low-maintenance retreat with the relaxed atmosphere of an Old Florida garden. There’s even additional fenced parking for a boat, small RV or extra vehicles. Practical improvements haven’t been forgotten. A metal roof, electric hurricane shutters, rain gutters and low-maintenance landscaping add everyday convenience and storm readiness. A great flex space, the attached single-car garage has been finished with tile flooring, air-conditioning vents, a ceiling fan and window, offering functionality well beyond ordinary garage space. And then there is the location. Leave the car at home and rediscover the pleasure of living in historic Punta Gorda. Gilchrist Park and Charlotte Harbor are just three blocks away, placing waterfront sunsets, walking and biking paths and the character of downtown close to home. 617 W Olympia isn’t trying to imitate Old Florida. It is part of it. A carefully renewed mid-century home where terrazzo floors, tropical gardens and 1950s character meet the comfort and finishes of today. Call directly for your private showing.

617 W Olympia Avenue, Punta Gorda
15381 Orchid Drive, Punta Gorda
$230,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33955 Zip Code
No HOA, No Lot Rent! Let's GO! Welcome to your own slice of Florida living in Punta Gorda Heights! This 3-bedroom, 2-bath mobile home sits on approximately 1/2 acre with peaceful canal frontage, giving you plenty of space to spread out and enjoy the outdoors. Sip your morning coffee on the covered deck, unwind beneath the gazebo, or take advantage of the spacious yard for entertaining, gardening, pets, or future possibilities. A separate storage shed provides convenient space for tools, toys, and outdoor equipment. Best of all, you can enjoy a quiet, private setting while still being just approximately 6 minutes from I-75, making it easy to reach Punta Gorda, Port Charlotte, shopping, dining, and more. If you’ve been looking for waterfront, land, and room to enjoy the Florida lifestyle, this property is ready to welcome you home! Schedule your showing today!

15381 Orchid Drive, Punta Gorda
809 Burland Street, Punta Gorda
$189,900
2 Beds ⋅ 1 Baths ⋅ Punta Gorda SubDv. ⋅ 33950 Zip Code
Virtually Staged. Reduced! Welcome to this charming 2-bedroom, 1-bath home with a versatile study, offering 972 square feet of comfortable living space on a spacious .30-acre lot. From the moment you step inside, you'll appreciate the home's warmth and character, featuring beautiful wood floors, abundant natural light, and an inviting atmosphere throughout. The additional study provides valuable flexibility and is ideal for a home office, reading room, hobby space, or an additional bedroom. Outside, the generous .30-acre property offers plenty of room to enjoy the Florida lifestyle, whether you envision outdoor entertaining, gardening, or simply relaxing in your own private space. The shed provides additional storage on property. Conveniently located close to the airport, schools, and all the amenities that beautiful, coastal, Punta Gorda provides. Whether you're searching for a primary residence, seasonal getaway, or investment opportunity, this is a wonderful property with plenty of possibilities. Come see the charm for yourself!

809 Burland Street, Punta Gorda
28070 Sunset Drive, Punta Gorda
$99,990
2 Beds ⋅ 1 Baths ⋅ Punta Gorda SubDv. ⋅ 33955 Zip Code
This 2-bedroom, 1-bathroom home in Punta Gorda offers a unique opportunity for buyers looking for an affordable property with plenty of potential. The home features a functional layout with a spacious living room, dining area, kitchen, dedicated office/flex space, laundry room, and a large screened porch ideal for relaxing or entertaining. The property sits on a generous, tree-lined lot with a fenced yard, mature landscaping, covered outdoor areas, and additional space for storage or equipment. Inside, the home retains plenty of character with brick-style flooring, stone accents, wood paneling, and a traditional layout, while the existing condition provides an opportunity for a buyer to update and personalize the space to their taste. With its outdoor living areas, flexible floor plan, and desirable Punta Gorda location, this property could be a great option for a primary residence, seasonal home, or investment project.

28070 Sunset Drive, Punta Gorda
409 W Ann Street, Punta Gorda
$319,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33950 Zip Code
Welcome to 409 W Ann St, ideally situated in Punta Gorda’s charming Historic District, just minutes from the waterfront, downtown Punta Gorda, Fishermen’s Village, dining, shopping, parks, and local attractions. This 3-bedroom, 2-bath home blends updated interior features with exceptional outdoor space and exciting possibilities for the future. The home makes an inviting first impression with its low-maintenance exterior, metal roof, NEW IMPACT-RESISTANT WINDOWS, mature tropical landscaping, and brick-paver driveway leading to the attached one-car garage. A covered front entry and spacious front yard complete the welcoming approach. Inside, a bright open living and eat-in kitchen area creates an easy flow for everyday living and entertaining. Warm wood-look flooring complements the neutral interior, while recessed lighting and a ceiling fan enhance the light and airy feel. The updated kitchen features dark cabinetry with modern hardware, crisp white countertops, a classic white subway-tile backsplash, and black appliances. A large contrasting center island serves as the centerpiece, offering extensive prep space, additional cabinetry and drawer storage, plus seating for casual dining. The primary suite provides a private retreat with a walk-in closet, direct access to the outdoor patio, and an en-suite bath with a walk-in shower. Two nicely sized guest bedrooms offer flexibility for family, visitors, or a home office and share an updated guest bath with a walk-in shower. Outdoor living is a highlight of the property. The large, covered tiki-style patio provides a shaded setting for dining, entertaining, or simply relaxing and enjoying the Florida lifestyle. Beyond the patio, the expansive backyard is framed by mature tropical landscaping and features rear alleyway access for added convenience. The generous homesite also provides room to explore the addition of a pool, detached garage, workshop, or potential accessory dwelling unit (ADU), subject to applicable zoning, Historic District requirements, and permitting. With its updated interior, impact-resistant windows, outdoor entertaining area, large backyard, rear alley access, and sought-after Historic District location, this property offers an appealing opportunity for a primary residence, seasonal retreat, or investment—all close to the best of Punta Gorda.

409 W Ann Street, Punta Gorda
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