Port Charlotte Homes with Bay Front Water Frontage

Port Charlotte Homes with Bay Front Water Frontage

Welcome to Port Charlotte, Florida – a hidden gem nestled in the heart of Charlotte County, where sunshine and serenity come together to create a perfect coastal lifestyle. With its stunning natural beauty, vibrant community, and an abundance of recreational opportunities, Port Charlotte is an ideal destination for those seeking a slice of paradise.

Port Charlotte boasts a unique blend of suburban charm and waterfront allure. The city is situated along the picturesque shores of Charlotte Harbor, offering breathtaking views and a plethora of water activities. Imagine waking up to the gentle sound of waves lapping against your own bay front home, where you can indulge in fishing, boating, or simply soaking up the sun on your private dock.

The real estate market in Port Charlotte is thriving, particularly for those seeking homes with bay front waterfrontage. These properties provide not just a home, but a lifestyle – one where you can enjoy stunning sunsets over the water, host family gatherings on your spacious deck, or explore the nearby islands and waterways at your leisure. Many of these homes feature modern amenities, expansive layouts, and outdoor spaces perfect for entertaining or relaxation.

Beyond the allure of waterfront living, Port Charlotte offers a welcoming community, excellent schools, and a variety of shopping and dining options. With its proximity to beautiful Gulf Coast beaches, parks, and nature preserves, residents can enjoy a wealth of outdoor activities year-round.

Whether you’re looking for a vacation retreat or a permanent residence, Port Charlotte’s bay front homes provide an unparalleled opportunity to embrace the Florida lifestyle. Discover your dream home in this idyllic coastal paradise today!

Newest Port Charlotte Homes with Bay Front Water Frontage

South Gulf Cove SubDv. ⋅ 33981 Zip Code

Premier Sailboat-Access Waterfront Lot | Concrete Seawall | No Bridges | Less Than 5 Minutes to Open Water: A rare opportunity to own a sailboat-access waterfront homesite in the highly sought-after South Gulf Cove community. This oversized waterfront lot features a concrete seawall and offers no fixed bridges, no height restrictions, and less than five minutes of idle/no-wake travel to open water, providing effortless access to the lagoon, Charlotte Harbor, and the Gulf of Mexico. Perfectly suited for avid boaters and sailing enthusiasts, this exceptional property accommodates everything from large powerboats to sailboats with tall masts thanks to its unrestricted access. With ample space to design your custom waterfront estate, you'll have room for a spacious home, pool, outdoor living areas, and a private dock where you can step aboard and be cruising open water within minutes. South Gulf Cove is one of Southwest Florida's fastest-growing waterfront communities, offering county water and sewer, parks, walking paths, a public boat ramp, and over 50 miles of navigable canals. Ideally located near Boca Grande, world-class fishing, pristine Gulf beaches, championship golf courses, marinas, shopping, and dining, this community delivers the ultimate Florida waterfront lifestyle. Don't miss this exceptional opportunity to build your dream home in one of Southwest Florida's premier boating communities.

15484 Margo Circle, Port Charlotte

Port Charlotte SubDv. ⋅ 33981 Zip Code

Build Your Dream Boating Paradise in Gulf Cove!Exceptional waterfront lot located on the desirable Quail Waterway, just ~220 yards from the open Myakka River. Enjoy fast, direct deep-water access with NO BRIDGES to Charlotte Harbor or the Gulf of Mexico! Measuring a generous 80’ x 125’ (0.23 acres), this level lot features Northwestern front / Southeastern rear exposure, making it ideal for orienting your future custom home to enjoy sunlit afternoons and evening sunsets from your pool deck. Public water is available. Located in the welcoming Gulf Cove community with no mandatory HOA restrictions. An optional community association gives you access to the private neighborhood boat ramp and park. Minutes away from world-class fishing, beaches, golf courses, and local dining. Bring your builder and start living the Southwest Florida lifestyle today!

2539 Dixon Terrace, Port Charlotte

3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code

Stunning Custom Waterfront Home with Direct Gulf Access! Enjoy the ultimate Florida boating lifestyle with 146 feet of waterfront, a concrete seawall, a 6,000-pound boat lift, and a Touchless boat cover system. With no bridges to Charlotte Harbor and the Gulf of Mexico, this is a true boater's paradise. For added peace of mind, the home did not experience flooding during Hurricane Milton. Inside, you'll find quality craftsmanship throughout, including custom Amish cabinetry, built-ins, California Closets, crown molding, ceramic tile flooring, and upgraded lighting. The open-concept floor plan features a gourmet kitchen with granite countertops, premium finishes, and a custom pantry. The spacious 3-bedroom, 2-bathroom home with a den and office opens to an expansive 20' x 40' screened lanai with a hot tub and roll-down awning, creating the perfect space to relax and enjoy the waterfront setting. Mature tropical landscaping enhances the home's privacy, while professionally installed permanent holiday lighting on both the front of the home and the rear lanai adds year-round convenience and festive curb appeal. Additional features include a tile roof, security system, and inside laundry room. The lot directly across the street is also available for purchase, offering additional possibilities. Don't miss this rare opportunity to own a beautifully appointed waterfront home with direct Gulf access and exceptional boating amenities.

15172 Leipzig Circle, Port Charlotte

2 Beds ⋅ 2 Baths ⋅ Suncoast Sub SubDv. ⋅ 33980 Zip Code

ELEVATED KEY WEST-STYLE WATERFRONT HOME—PRIVATE BOAT RAMP, DOCK, 10,000-LB LIFT & QUICK ACCESS TO THE PEACE RIVER! Welcome to this elevated waterfront retreat offering the laid-back boating lifestyle Southwest Florida is known for. Located just moments from the Peace River, this 2-bedroom, 2-bath home with a loft delivers impressive water access, scenic canal & river views & abundant parking. Set on pilings, the home provides 1,512 sq. ft. of air-conditioned living space, 2,726 total sq. ft. & an oversized under-building garage with tandem parking for up to three vehicles. ------Boaters will appreciate the property’s private boat ramp, composite dock with electricity, concrete seawall with riprap protection & 10,000-lb boat lift. With QUICK access from the canal to the Peace River, Charlotte Harbor, the Gulf of Mexico & beyond, this is an ideal home base for fishing, cruising, kayaking & exploring Southwest Florida’s waterways------ Inside, a vaulted ceiling & expansive windows create a bright, open atmosphere while showcasing the waterfront setting. The recently remodeled kitchen features QUARTZ countertops, solid wood cabinetry, a pantry, stainless appliances, breakfast-bar seating & an easy connection to the dining & living areas. Wood flooring extends throughout the main living spaces, while sliding doors lead to the rear porch overlooking the canal. The split-level floor plan offers a guest bedroom & full bathroom on the main living level, while the upstairs primary suite provides added privacy with an ensuite bath, built-in closet & nearby loft—perfect for a home office, reading area, hobby space or additional sleeping accommodations. Front & rear composite porches provide inviting spaces to enjoy morning coffee, river breezes, colorful sunsets & passing boats. ------METAL roof, central air conditioning, interior laundry, hurricane protection, PUBLIC water, a paved public road, no HOA fees, no CDD & no lease restrictions. The oversized ***952-square-foot, 28' x 34' garage*** offers outstanding flexibility for vehicles, boating equipment, workshop space, recreational gear & storage------ Enjoy convenient access to shopping, dining, medical facilities, golf courses, waterfront parks, downtown Punta Gorda, Fishermen’s Village, Charlotte Harbor & the area’s many boating and fishing destinations. Whether used as a full-time residence, seasonal escape or waterfront investment, this distinctive property combines character, functionality & direct access to the Southwest Florida lifestyle. PROFESSIONAL PHOTOTS COMING SOON

155 Danforth Dr, Punta Gorda

3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code

Virtually Staged. Waterfront living awaits at this 3-bedroom, 2-bath home with an attached garage, ideally situated on a canal offering one bridge access to Charlotte Harbor and the Gulf of Mexico. Featuring 99 feet of concrete seawall and 1,389 square feet of living space, this property offers the perfect opportunity to create your dream waterfront retreat. With plenty of room to add your own private dock and boat lift, you'll be ready to enjoy some of Southwest Florida's best boating, fishing, and waterfront destinations. Step inside to a bright and inviting open floor plan where original terrazzo flooring extends throughout the home, adding timeless character, exceptional durability, and easy maintenance. The spacious living and dining areas provide an inviting setting for both everyday living and entertaining, while expansive sliding glass doors flood the home with natural light and create a seamless connection to the Florida room. The formal dining area flows effortlessly into the kitchen, making gatherings with family and friends a breeze. The bright kitchen offers abundant white cabinetry, generous counter space, and ample storage, while the adjoining dinette provides the perfect spot for casual meals or your morning coffee. Spanning the entire rear of the home, the expansive Florida room serves as a true extension of the living space. Walls of glass capture tranquil canal views, creating the perfect place to relax with a book, entertain guests, or simply enjoy Florida's year-round sunshine. The split-bedroom floor plan offers privacy for family and guests. The primary suite features an en-suite bathroom, while two additional guest bedrooms are generously sized and share a full bath. Recent improvements provide added peace of mind, including a new tile roof installed in 2024, new HVAC system installed in 2025, and repairs completed following Hurricane Milton, including new insulation, drywall, and two exterior doors. Additional updates over the years include an updated electrical panel, sewer connection, and water heater replacement. The backyard offers endless possibilities to create your own private outdoor oasis, whether you envision a pool, outdoor kitchen, or tropical landscaping. Combined with the waterfront setting, this property provides the ideal canvas for enjoying the Southwest Florida lifestyle. Ideally located in the heart of Port Charlotte, you'll enjoy convenient access to shopping, restaurants, medical facilities, and everyday conveniences along US-41 and Kings Highway. Spend your days exploring nearby Fishermen's Village, historic Downtown Punta Gorda, Sunseeker Resort Charlotte Harbor, and Port Charlotte Beach Park, where you'll find waterfront dining, boutique shopping, boating, fishing, pickleball, tennis, a public beach, and year-round community events. Several golf courses, Punta Gorda Airport, I-75, and the beautiful Gulf beaches are all within an easy drive, making this an exceptional location for both full-time living and seasonal enjoyment. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

3395 Pinetree Street, Port Charlotte

3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv. ⋅ 33981 Zip Code

WATERFRONT LIVING JUST MOMENTS FROM OPEN WATER! Perfectly positioned on a quiet cul-de-sac in one of Port Charlotte’s most desirable boating locations, this beautifully maintained 3-bedroom, 2-bathroom canal-front home offers the Florida lifestyle you’ve been dreaming of. With a private dock, 6,000-POUND BOAT LIFT, spool, and breathtaking water views throughout the home, every day feels like a vacation. Step inside to a bright, flowing floor plan thoughtfully designed to embrace the waterfront setting. Expansive sliding glass doors in the main living area seamlessly blend indoor and outdoor living while framing picturesque canal views that can be enjoyed from many of the home’s primary living spaces. Whether you’re relaxing with family or entertaining guests, the home’s open layout creates an inviting atmosphere filled with natural light. The spacious galley-style kitchen offers abundant cabinetry, generous counter space, NEW KITCHEN APPLIANCES, and a charming breakfast nook surrounded by bay-style windows—creating the perfect place to enjoy your morning coffee while taking in the tranquil water views. Designed for both comfort and peace of mind, this home also features IMPACT-RESISTANT WINDOWS, a COMPLETE HOUSE REPLUMB, and NEW BLOWN INSULATION, providing valuable upgrades that enhance efficiency, durability, and long-term confidence in your investment. The private owner’s suite is a peaceful retreat featuring sliding glass doors that open directly to the lanai, a spacious walk-in closet, and a beautifully updated en-suite bathroom designed with comfort and style in mind. Two additional guest bedrooms and a well-appointed guest bathroom provide plenty of space for family and visitors. Outside is where this home truly shines. The expansive covered lanai offers exceptional space for dining, entertaining, or simply unwinding while overlooking the sparkling spool—the perfect combination of a pool and spa that allows you to cool off during the day and relax in warm bubbling water during the evening. Adding even more peace of mind, the POOL PUMP AND HEATER HAVE BOTH BEEN RECENTLY REPLACED, allowing you to spend more time enjoying the water and less time worrying about maintenance. Just beyond, the oversized wooden dock makes spending time on the water effortless, whether you’re fishing, watching wildlife, or simply enjoying Southwest Florida’s incredible sunsets. For boating enthusiasts, this property checks every box. The private dock features a 6,000-POUND BOAT LIFT, and with ONLY MOMENTS TO OPEN WATER, you’ll spend less time navigating canals and more time enjoying Charlotte Harbor, the Gulf, nearby barrier islands, waterfront restaurants, world-class fishing, and endless days on the water. If you’ve been searching for a home that perfectly combines comfortable living with an exceptional boating lifestyle, this waterfront retreat is one you won’t want to miss. Schedule your private showing today and experience everything this incredible canal-front property has to offer.

2516 Dixon Terrace, Port Charlotte

2 Beds ⋅ 2 Baths ⋅ Village Of Holiday Lake SubDv. ⋅ 33981 Zip Code

Virtually Staged. Don't miss this opportunity to own your own piece of paradise! Spacious double-wide home in the Village of Holiday Lake offering an open, bright floor plan with CATHEDRAL CEILINGS. The oversized eat-in kitchen features a CENTER ISLAND, abundant cabinetry, and plenty of space for everyday dining and entertaining. The generous living room includes SLIDING GLASS DOORS leading to the front yard, filling the space with natural light. ALL AGES WELCOME, OWN YOUR OWN LAND. This home offers two bedrooms and two full bathrooms. The primary bedroom features built-in shelving for added storage. Laminate flooring runs throughout the living room and bedrooms for easy maintenance. Situated on an oversized 60' x 100'+ lot, the backyard offers peaceful relaxing setting. Additional features include a carport, storage shed, AIR CONDITIONER (2024), and a ROOF (2022). The Village of Holiday Lake is a welcoming, ALL-AGES COMMUNITY known for its active lifestyle and outstanding amenities. Residents enjoy two COMMUNITY POOLS, a recreation hall with a full kitchen, FITNESS CENTER, tennis and PICKLEBALL courts, shuffleboard, woodworking and craft rooms, laundry facilities, BBQ areas, and a full calendar of social activities. Boating enthusiasts will appreciate the community boat ramp, 25+ COMMUNITY BOAT SLIPS, and direct canal access to Charlotte Harbor and the Gulf of Mexico. GOLF CARTS ARE WELCOME, making it easy to explore the neighborhood and enjoy all the amenities. Conveniently located near beaches, golf courses, shopping, dining, and entertainment, this property offers the perfect opportunity to embrace the Florida lifestyle in a friendly community where recreation, relaxation, and waterfront living come together.

7464 Danvers Circle, Port Charlotte

3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code

Charlotte County’s Most Desired Sailboat Waterfront Home Is Now Available! From the amazing 180 degrees open water view on a protected harbor to executive level appointments throughout! This is true luxury living with a New Chef Inspired Kitchen Remodel, new appliances, new roof (2023) and impeccably maintained. A 3 bedroom, 2 bath home with a true 3-car garage boasting an enormous lanai, heated pool with spa all overlooking a deep water harbor with immediate access to Charlotte Harbor and the Gulf. Desirable South Facing Lanai provides spectacular sunsets on this oversize lot 81.6’x150 deep. Upon arriving you are greeted with a custom designed flagstone circular driveway and a stunning etched glass double door entranceway! Inside the expansive water views set the stage in the Great Room and Breakfast Nook. Moving to the master bedroom suite you will experience the definition of luxury with an award winning double entrance walk-in shower! Wow! This unique location offers shimmering sunsets and with 8-11 feet in Edgewater harbor there is a daily wildlife show of dolphins, manatees, tropical birds with fishing right off your dock! Extensive features and updates of this home include: 1) High impact doors, windows and sliders providing safety and sound isolation 2) New A/C in 2019 3) New Shaker Style Cabinets/Quartz Counters 2026 4) New kitchen appliances 2026 5) Interior & Exterior painted in 2026 6) Oversize crown molding, casings, tray ceilings 7) Plantation Shutters throughout 8) Central Vacuum System, 15 KW house generator 9) Ornamental exterior aluminum fencing, SimpliSafe Security 10) Newly screened lanai, sealed pavers 11) Huge dock, 12,000# boat lift, shore power, lights, out pilings 13) Huge Royal and Foxtail Palms, mature landscaping 14) Oversize yard, perfect for pets Important to know that this home boasts modest insurance costs: At 11' feet of elevation it exceeds the FEMA requirement of 9' living floor elevation. Never damaged in any hurricanes or floods, this home sets the standard for a custom built home! Come experience the ultimate in waterfront living!

21551 Edgewater Drive, Port Charlotte

3 Beds ⋅ 2 Baths ⋅ Port Charlotte Subs SubDv. ⋅ 33981 Zip Code

Virtually Staged. Waterfront Gulf Cove Pool Home on Two Lots with a Detached Two-Bay Garage and Workshop, Sailboat Water, and Direct Myakka River Access and the Gulf Beyond! This unique property includes the home on one lot and a detached garage with workshop on the adjoining lot, providing plenty of space for boats, RVs, vehicles, storage, or hobbies. Located on a sailboat canal with no fixed bridges, you'll enjoy direct access to the Myakka River, Charlotte Harbor, and the Gulf of Mexico. Mature landscaping, a concrete and partially paver driveway, rain gutters, and an attached two-car garage welcome you home. Inside, the open floor plan features vaulted ceilings, tile flooring throughout, a living room, and a separate family room with built-in shelving, a dry bar, and sliding glass doors to the lanai. The remodeled kitchen features white soft-close cabinetry, stone countertops, a breakfast bar, additional contrasting cabinetry, and a pass-through window to the lanai. The dining area also opens to the lanai through sliding glass doors. The primary bedroom offers direct access to the lanai, a walk-in closet, and an updated bathroom with a walk-in shower, while two guest bedrooms share a guest bathroom with a tub/shower combination and skylight. An interior laundry room includes built-in shelving and a utility sink. The covered and newly rescreened and caged lanai overlooks the resurfaced pool, tropical landscaping, and canal. A composite dock provides direct boating access and is modifiable to accommodate a future boat lift for the ultimate in waterfront living. An outdoor shower adds convenience after a day on the water. Additional features include the detached 2021 garage and workshop with an 18'x30' garage bay, a 12'x21' garage bay, and a separate 26'x18' workshop, providing exceptional flexibility for boats, RVs, vehicles, storage, or projects. Additional improvements include a 2020 roof on the home, 2024 HVAC system, an upgraded electrical panel with a 50-amp RV hookup, hurricane shutters, a reinforced garage door, and R-30 insulation. Located at 5105 Ackley Terrace in the waterfront community of Gulf Cove, residents enjoy access to a voluntary community boat ramp and park while being just minutes from Englewood's restaurants, shopping, golf courses, and medical facilities. Beautiful Gulf beaches on Manasota Key and Boca Grande are just a short drive away, offering boating, fishing, shelling, paddleboarding, waterfront dining, and spectacular Southwest Florida sunsets.

5105 Ackley Terrace, Port Charlotte

Charlotte Harbor SubDv. ⋅ 33952 Zip Code

Build the waterfront home you've always envisioned on one of the last premier lots offering direct access to Charlotte Harbor. Located on the peaceful waters of Alligator Bay and the scenic Peace River, this exceptional homesite boasts breathtaking panoramic bay views and an unbeatable location. With approximately 100 feet of waterfront frontage and a newer concrete seawall already in place, this oversized 15,000+ square foot lot is ready for your custom dream home. There's ample space to design a private dock and boat lift, making it easy to enjoy boating, fishing, and spectacular sunsets right from your backyard. Ideally situated near Sunseeker Resort Charlotte Harbor, Port Charlotte Beach Park, Charlotte Harbor Yacht Club, and Fishermen's Village, you'll enjoy convenient access to waterfront dining, shopping, entertainment, and endless recreational opportunities. Whether you're seeking a luxurious primary residence or an extraordinary waterfront retreat, this rare property offers the perfect blend of privacy, convenience, and coastal elegance. Opportunities like this are becoming increasingly scarce—don't miss your chance to own a premier piece of Charlotte Harbor waterfront and create the lifestyle you've always imagined.

4456 Harbor Boulevard, Port Charlotte

Port Charlotte SubDv. ⋅ 33952 Zip Code

Presenting an exceptional opportunity to build the custom waterfront residence you've always envisioned on this oversized 0.42-acre canal-front homesite (122' x 152', totaling 18,319 square feet). Perfectly positioned at the end of the Fry Waterway Canal, this premier property offers DIRECT, BRIDGE-FREE SAILBOAT-ACCESS to the open waters of Charlotte Harbor in less than 400 yards, placing the Peace River and the Gulf of Mexico within easy reach by boat. Offering 120 feet of concrete seawall, this remarkable homesite provides an extraordinary setting for a custom waterfront residence designed to embrace Southwest Florida's boating lifestyle. Launch your boat from your own backyard and spend the day exploring Charlotte Harbor, cruising the Peace and Myakka Rivers, enjoying waterfront dining, visiting nearby barrier islands, or heading through Boca Grande Pass to experience world-renowned tarpon fishing. Explore the area's exceptional waterfront dining, with numerous dock-and-dine restaurants just minutes away by boat. The end-of-canal location provides a broad waterfront setting, enhanced privacy, and an exceptional backdrop for your future home. Throughout the day, enjoy the ever-changing beauty of the surrounding waterways, where dolphins, manatees, turtles, and a variety of coastal birds are frequent visitors. Unlike many waterfront properties, this homesite is not located within a deed-restricted community, offering greater flexibility in designing and enjoying your waterfront retreat. County water is already connected with an existing water meter, public sewer is available, and buried electric service is in place—helping simplify the building process. For buyers ready to begin construction, structural plans are available for a custom concrete panel home featuring a 10-foot by 10-foot commercial elevator, offering an outstanding starting point for creating a distinctive waterfront residence. The property includes an existing dock that is conveyed as-is with no contributory value, providing a future opportunity for the new owner to design a dock to suit their boating needs. Ideally located just a short boat ride from the Charlotte County Yacht Club and minutes from top-notch dining, shopping, golf courses, parks, and Spring Training facilities—living here places the best of Southwest Florida’s lifestyle right at your doorstep. Air travel is both convenient and flexible with Punta Gorda (PGD), Sarasota (SRQ), and Fort Myers (RSW) airports located nearby. Your Southwest Florida waterfront lifestyle begins here.

180 Cousley Drive Se, Port Charlotte

4 Beds ⋅ 4 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code

Sailboat-access boating on the Peace River — no fixed bridges between you and open water. This 4-bedroom, 3 1/2-bath home sits on a 196-foot, deep-water frontage lot with a concrete seawall, a private dock with water and electric, and a 12,000 lb boat lift. Load the boat, run down the Peace River and you're in Charlotte Harbor with a clear shot to the Gulf. Inside, 2,784 square feet gives you room to spread out: a split-bedroom layout, primary suite on the main floor, vaulted and high ceilings throughout and a wood-burning fireplace for the rare cool Florida night. The screened, covered lanai looks out over the water toward a mangrove preserve on the far bank, about as private a view as you'll find in Port Charlotte. A new roof (2022) and new pool cage (2023) are already handled, leaving plenty of room to make it your own. Minutes from Port Charlotte Beach Park, with a public boat ramp, fishing pier, playground and picnic pavilions right on Harbor Blvd.

4589 Colleen Street, Port Charlotte

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