Port Charlotte Homes with Bay/Harbor Frontage

Port Charlotte Homes with Bay/Harbor Frontage

Welcome to Port Charlotte, Florida, a hidden gem nestled in the heart of Charlotte County. Known for its stunning natural beauty and vibrant community, Port Charlotte offers a unique blend of coastal charm and suburban serenity. This picturesque city is conveniently located along the Gulf Coast, providing residents with easy access to pristine beaches, lush parks, and a variety of recreational activities. Whether you enjoy fishing, boating, or simply soaking up the sun, Port Charlotte is the perfect place to call home.

One of the most alluring features of Port Charlotte is its captivating homes with bay and harbor frontage. Imagine waking up each morning to breathtaking views of tranquil waters, where the gentle sound of waves lapping against the shore becomes your daily soundtrack. These waterfront properties offer not only stunning aesthetics but also a lifestyle filled with adventure and relaxation. With direct access to the harbor, you can set sail for a day of fishing or explore the nearby islands with ease.

Port Charlotte’s real estate market boasts a diverse array of homes, catering to various tastes and budgets. From luxurious waterfront estates to cozy bungalows, there’s something for everyone. The community is known for its friendly atmosphere, excellent schools, and a plethora of shopping and dining options, making it an ideal place for families and retirees alike.

If you’re seeking a slice of paradise with unparalleled waterfront living, Port Charlotte is waiting for you. Come experience the charm and beauty of this coastal haven, where your dream home awaits!

Newest Port Charlotte Homes with Bay/Harbor Frontage

14459 River Beach Drive Unit C218, Port Charlotte
$269,900
2 Beds ⋅ 2 Baths ⋅ Tarpon Bay SubDv. ⋅ 33953 Zip Code
Open Waterfront Living | Panoramic Views | Turnkey Furnished | Fully Remodeled 2025. Experience effortless Florida waterfront living in this beautifully remodeled, turnkey furnished residence in Tarpon Bay, where an open layout and sweeping water views take center stage. From the moment you enter, the sightline draws you through the expansive living space to uninterrupted panoramic views of the Myakka River and Port Charlotte Harbor. The thoughtfully designed open floor plan seamlessly connects the kitchen, dining, and living areas, creating a bright, airy coastal retreat ideal for both everyday living and entertaining. The home is tastefully furnished in a refined coastal style, featuring a light, neutral palette with soft textures and natural elements. The living room offers comfortable, elegant seating anchored by a clean-lined media console and accent pieces that enhance the relaxed waterfront ambiance. The dining area showcases a charming coastal table with woven seating, perfectly complementing the space, while bar seating at the breakfast bar adds both function and flow. Sliding glass doors lead to the enclosed Florida room, offering flexibility to enjoy it open to the breeze or enclosed for year-round use. This space extends your living area while framing stunning sunset views over the water. The remodeled kitchen features warm wood cabinetry, quartz countertops and a spacious breakfast bar—all positioned to take advantage of the open layout and views. New appliances include a stove, microwave, dishwasher, and a convenient full-size stacked washer and dryer. Extensive 2025 upgrades include: Luxury plank flooring throughout, new interior doors and baseboards, updated lighting and ceiling fans, a new 3-ton A/C system, new hot water heater, hurricane impact windows and fresh interior paint. The spacious primary suite is a peaceful retreat with serene water views, furnished with a stylish queen bedroom set. The guest suite is equally inviting, also offering a queen bed and ensuite access—perfect for visitors. Additional highlights include two generous interior storage closets ideal for beach gear and everyday essentials. Tarpon Bay offers resort-style amenities including a heated pool, newly completed fishing pier with cleaning station, kayak storage, outdoor grills, private beach access, and under-building parking with ample guest spaces. The building also features a new metal roof (2023). Ideally located near Charlotte Sports Park, area beaches, boat ramps, and local dining and shopping, this move-in ready residence offers flexibility with hardly any rental restrictions—making it perfect as a full-time home, seasonal getaway, or investment opportunity. Open spaces. Endless views. Turnkey coastal elegance.

14459 River Beach Drive Unit C218, Port Charlotte
104 Northshore Terrace, Port Charlotte
$569,000
3 Beds ⋅ 2 Baths ⋅ Suncoast Harbor SubDv. ⋅ 33980 Zip Code
Virtually Staged. DIRECT PEACE RIVER WATERFRONT | GULF ACCESS | PRIVATE DOCK & 12,000-LB BOAT LIFT | 1/3-ACRE LOT | PUNTA GORDA Rarely does a property offer this combination of waterfront, boating access, land and location. Located directly on the Peace River at the end of a quiet cul-de-sac, this 3-bedroom, 2-bath Punta Gorda home sits on an approximately 1/3-acre homesite with 80 feet of waterfront and stunning panoramic river views. Enjoy spectacular sunsets, frequent dolphin sightings and the convenience of having your boat right outside your door. From the private dock, enjoy direct access to the Peace River, Charlotte Harbor and the Gulf of Mexico. The open-concept 1,422-square-foot home features original terrazzo floors in exceptional condition, an attached one-car garage and a spacious 29’ x 13’ covered and screened lanai with insulated roof panels. The lanai provides an ideal setting for entertaining or simply relaxing while taking in the river views. Boaters will appreciate the private 50-foot pier with a 10’ x 8’ landing, all-new decking, wrapped pilings, water and electric, plus a 12,000-pound aluminum remote-control covered boat lift. A private kayak launch adds another way to enjoy the water. The waterfront also includes a 10’ x 20’ concrete-block structure offering possibilities for storage, a workshop, a boathouse, entertaining space or a future tiki bar. There is plenty of room on the property for an inground pool. Additional features include a 2019 metal roof, newer septic system, city water, new AC compressor, whole-house gutters, whole-house Rinnai tankless water heater, dual-stage drinking-water filtration system and Wi-Fi thermostat. The kitchen features newer GE Slate appliances, granite countertops and solid-wood cabinetry. Both bathrooms feature granite countertops and solid-wood cabinetry. Newer smart washer and dryer are also included. The attached one-car garage has a 10-foot-wide hurricane-rated insulated door with a new remote-control motor. An additional 60’ x 13’ concrete driveway provides plenty of room for RV, boat or additional vehicle parking. Located just minutes from downtown Punta Gorda, this property offers a rare opportunity to enjoy waterfront living with boating, fishing, wildlife, sunsets and outdoor recreation right outside your door.

104 Northshore Terrace, Port Charlotte
148 Northshore Terrace, Port Charlotte
$479,000
3 Beds ⋅ 2 Baths ⋅ Suncoast Harbor SubDv. ⋅ 33980 Zip Code
The restoration has started, the setting is already exceptional, and the next chapter is yours to finish. Set within a cul-de-sac in Charlotte Harbor, this waterfront home offers approximately 80 feet of well-maintained seawall and a southeast-facing view toward the meeting point of Charlotte Harbor and the Peace River. Wide, unobstructed water views are the defining feature of the property and create a setting that is increasingly difficult to find. Following flooding from past hurricanes, the home was remediated and restoration began quickly. The owner made substantial progress toward restoring the home, creating a strong starting point for the next owner to finish and personalize. Much of the groundwork has already been started, leaving the next owner the opportunity to finish the remaining drywall and interior work, make the design their own, and bring the home across the finish line. Updated tile flooring runs throughout the home, freshly tiled showers have been completed in the bathrooms, and the kitchen already features accent stonework in place. Additional stone and wood details, including an accent wood ceiling, add character to build upon. New windows and sliders have been installed with the exception of two, hurricane shutters are in place and a 2022 ROOF. The home does need an A/C unit. Outside, a mature poinciana tree along with palm trees and mature landscaping adds a touch of Florida character against the waterfront backdrop. The seawall is well maintained and currently vacant lots on both sides create an open feel around the property. New million-dollar homes throughout the surrounding area further highlight the continued investment and potential of this waterfront location. Whether you are an investor looking for your next renovation project or a buyer ready to finish a waterfront home around your own style and vision, this property offers the opportunity to take what has already been started and make it your own. Conveniently located near Downtown Punta Gorda, shopping, dining, Sunseeker Resort, US 41, and I-75, this Charlotte Harbor property combines a rare waterfront setting with easy access to everything the area has to offer. CASH ONLY. PROPERTY IS BEING SOLD AS-IS WITH RIGHT TO INSPECT.

148 Northshore Terrace, Port Charlotte
4456 Harbor Boulevard, Port Charlotte
$849,900
Charlotte Harbor SubDv. ⋅ 33952 Zip Code
Build the waterfront home you've always envisioned on one of the last premier lots offering direct access to Charlotte Harbor. Located on the peaceful waters of Alligator Bay and the scenic Peace River, this exceptional homesite boasts breathtaking panoramic bay views and an unbeatable location. With approximately 100 feet of waterfront frontage and a newer concrete seawall already in place, this oversized 15,000+ square foot lot is ready for your custom dream home. There's ample space to design a private dock and boat lift, making it easy to enjoy boating, fishing, and spectacular sunsets right from your backyard. Ideally situated near Sunseeker Resort Charlotte Harbor, Port Charlotte Beach Park, Charlotte Harbor Yacht Club, and Fishermen's Village, you'll enjoy convenient access to waterfront dining, shopping, entertainment, and endless recreational opportunities. Whether you're seeking a luxurious primary residence or an extraordinary waterfront retreat, this rare property offers the perfect blend of privacy, convenience, and coastal elegance. Opportunities like this are becoming increasingly scarce—don't miss your chance to own a premier piece of Charlotte Harbor waterfront and create the lifestyle you've always imagined.

4456 Harbor Boulevard, Port Charlotte
9276 Miami Circle, Port Charlotte
$700,000
4 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv. ⋅ 33981 Zip Code
COASTAL LUXURY, WATERFRONT VIEWS, AND A BOATER'S DREAM LOCATION! Situated on South Gulf Cove's sought-after SALTWATER CANAL SYSTEM, this beautifully reimagined 3 BEDROOM + DEN/BONUS ROOM, 2 BATHROOM POOL & SPA HOME combines sophisticated upgrades, exceptional outdoor living, and effortless access to the water for the ultimate Florida lifestyle. From the moment you step inside, you'll be greeted by tranquil canal views, abundant natural light, and a spacious floor plan designed for both everyday living and entertaining. Recent improvements throughout the home create a fresh, modern feel, including LUXURY VINYL PLANK FLOORING INSTALLED IN 2025, fresh interior paint, and a long list of upgrades that make this property truly MOVE-IN READY. At the heart of the home is a stunning, redesigned kitchen featuring UPGRADED CABINETRY, ALL-NEW APPLIANCES (2025), an OVERSIZED QUARTZ ISLAND, a multifunction workstation sink, propane-fueled cooking with a pot filler, and an impressive custom pantry complete with extensive shelving and a hidden coffee station. Whether hosting guests or preparing family meals, this space was designed to impress. The versatile floor plan includes a dedicated DEN/BONUS ROOM enhanced by a custom-built LIBRARY WALL WITH ROLLING LADDER, creating the perfect home office, reading room, or flex space. An additional bonus area offers even more possibilities for guests, hobbies, or remote work. The spacious primary suite serves as a private retreat with DIRECT LANAI ACCESS, DUAL WALK-IN CLOSETS, and a beautifully updated ensuite bathroom featuring modern finishes, quartz countertops, and stylish fixtures. Two additional guest bedrooms and an updated guest bathroom provide comfortable accommodations for family and visitors. Step outside to your private backyard oasis where Florida living truly shines. The expansive screened lanai features a HEATED POOL AND ATTACHED SPA, surrounded by peaceful water views. A NEWLY RESCREENED POOL ENCLOSURE enhances the outdoor space, while the COMPOSITE DOCK WITH ELECTRICITY is pre-wired for a future boat lift, making it easy to enjoy life on the water. Additional features include CANAL-FED IRRIGATION, a flagpole, and plenty of room to relax, entertain, and enjoy the beautiful surroundings. For added peace of mind, the home also features a NEW ROOF INSTALLED IN 2023 and an expanded laundry room with utility sink and direct garage access. Located in the desirable WATERFRONT COMMUNITY OF SOUTH GULF COVE, you'll enjoy easy access to boating, fishing, golf courses, shopping, dining, beautiful Gulf beaches, and all that Southwest Florida has to offer. This is a RARE OPPORTUNITY to own a thoughtfully updated waterfront home where luxury, functionality, and coastal living come together seamlessly.

9276 Miami Circle, Port Charlotte
24181 Harborview Road, Punta Gorda
$599,000
Harborview SubDv. ⋅ 33980 Zip Code
Enjoy the most MAGICAL SUNRISES & SUNSETS from your backyard on the BEST LOT ON CHARLOTTE HARBOR, NOW AVAILABLE. It is truly a fishing and boater's paradise with AMAZING VIEWS AND LOCATION! Owners' plans changed so do not miss out on this nearly 1-acre site, with an extra deep lot, full privacy fencing along the Western border, established vegetation, and mature trees for privacy. Full floor plans and recent surveys available upon request. Dock and pilings in place with deep water (formerly had a 42' boat at end) on site. Nearby to all things Port Charlotte and Punta Gorda, Sunseeker, great hospitals, shopping, and more, including I-75, & the PGD airport. Check it out today!

24181 Harborview Road, Punta Gorda
23465 Harborview Road Unit 245, Punta Gorda
$172,500
2 Beds ⋅ 2 Baths ⋅ Roll's Landing SubDv. ⋅ 33980 Zip Code
PRICE REDUCED + SELLER INCENTIVE! Experience the ultimate Florida waterfront lifestyle in this rare 1308sf, 2 bedroom two bath, river view condo! The seller is now offering a 3 MONTH HOA FEE CREDIT at closing to cover your fees, paired with a brand new competitive price. Includes a covered carport, premium views of the Peace River and full access to the Rolls Landing resort-like amenities, boat slip and security. Schedule your tour today before this turnkey value is gone!

23465 Harborview Road Unit 245, Punta Gorda
143 Creek Drive Se, Port Charlotte
$2,220,000
4 Beds ⋅ 4 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
Pre-Construction. To be built. This is a rare opportunity to secure a true legacy estate. The list price includes both the $1,000,000 homesite situated on Charlotte Harbor with breathtaking 300-foot panoramic views and the $1,220,000 construction of your custom pool home. Offering ultimate flexibility, the magnificent Venetian Grande floor plan can be tailored to your precise specifications or constructed on your own private lot. Featured photographs showcase The Venetian Grande model home alongside the spectacular waterfront parcel. Private showings of the model are available by appointment—contact the listing agent today to bring your vision to life. Welcome to The Venetian Grande, a bespoke waterfront masterpiece with a 14-month build time. This avant-garde estate blends sophistication with architectural grandeur. The 4-bedroom plus den/office and bonus room, 3.5-bath, 3-car garage sanctuary boasts 4,075 sqft of air-conditioned luxury, 6,334 sqft total, and an 8,000 sqft footprint including a resort-style saltwater pool and spa designed for the ultimate entertainer. The experience begins at the double door entrance, where you are greeted by a soaring 20-foot foyer that gives way to 12-foot 8” ceilings throughout the entire home. Also found throughout are warm yet industrial polished concrete floors, and 8 foot interior doors with custom wood casing. The heart of the home is an epicurean kitchen featuring triple-stacked wood cabinetry, exotic Taj Mahal Quartzite countertops, a built-in double oven, and oversized island. A massive custom Venetian plaster hood crowns the space, which transitions into a 12-foot long wine bar. The adjacent living room centers around a 100-inch fireplace framed by an artisan Venetian plaster entertainment center and white oak shelving. Designed to erase the boundary between land and sea, the entire rear of the home opens via 10-foot, 90-degree pocketing sliders. The master suite is a secluded sanctuary tucked away for maximum privacy. This retreat features dual walk-in closets, a cozy seating area, custom window trim, white oak beams, and French doors with sidelights. The spa-like master bathroom redefines luxury with his and hers vanities, vessel sinks, and a massive walk-in shower finished in waterproof Venetian plaster for a sleek "zero grout line" aesthetic. The thoughtfully designed split plan includes a Jack-and-Jill suite for two guest bedrooms, while a third guest room features an en-suite that doubles as a pool bath. Every bathroom is elevated with Taj Mahal Quartzite and soft-close solid wood cabinetry. Even the oversized laundry room exudes elegance with cabinets galore, a farmhouse sink, and white oak shelving. For leisure, the vibrant bonus room features a built-in console and dual pocket sliders that join the interior with the outdoor kitchen, outdoor shower, and pool area. The exterior is an entertainer’s paradise designed for year-round enjoyment. The expansive under-truss lanai provides ample room for lounging and dining, leading to an extraordinary 40-foot resort-style pool with versatile sun shelves and an oversized hot tub that comfortably accommodates 20 guests. An al-fresco culinary suite completes the experience, featuring a hibachi grill, mini-fridge, ice-maker, farmhouse sink, and dishwasher under a custom Venetian plaster vent hood and beautiful Dolomite countertops. From the flawless finishes to the unrivaled 300-foot water views, The Venetian Grande is a rare opportunity to secure a legacy property.

143 Creek Drive Se, Port Charlotte
14332 Ponce De Leon Trail, Port Charlotte
$795,000
3 Beds ⋅ 3 Baths ⋅ Harbor West SubDv. ⋅ 33981 Zip Code
Virtually Staged. LIVE THE ULTIMATE FLORIDA WATERFRONT LIFESTYLE. PERFECTLY POSITIONED ON NEARLY HALF AN ACRE WITH 165 FEET OF WATER FRONTAGE, THIS HOME OFFERS LUXURY, SPACE, AND SERENE VIEWS YOU WON’T FIND ANYWHERE ELSE. Welcome to this beautifully maintained 3 BEDROOM + DEN, 3 BATHROOM, 3 CAR GARAGE POOL & SPA home located in the QUIET, HIGHLY DESIRABLE waterfront community of Harbor West in Port Charlotte. Situated on an expansive .48 ACRE LOT, this property delivers a rare combination of privacy, functionality, and upscale Florida living. From the moment you arrive, you’ll notice the thoughtful upgrades and pride of ownership throughout, including a NEW 2026 ROOF WITH A 7-YEAR TRANSFERABLE WARRANTY, HURRICANE PROTECTION WITH IMPACT WINDOWS AND SLIDING DOORS for added peace of mind, and a NEW POOL CAGE (2023). The adjacent lot to the left is NON-BUILDABLE, creating an added buffer of privacy that is nearly impossible to find. Step inside to discover HIGH CEILINGS, an OPEN, AIRY FLOOR PLAN, and generously sized living spaces designed for both everyday comfort and ENTERTAINING. The OVERSIZED BEDROOMS AND BATHROOMS offer abundant closet space, while the flexible DEN provides the perfect space for a home office, gym, or guest retreat. At the heart of the home is a SPACIOUS OPEN KITCHEN built for gathering—featuring ample counter space and seamless flow into the main living and dining areas, making hosting effortless. Step outside to your private oasis where indoor and outdoor living blend seamlessly. Enjoy your SCREENED-IN POOL AND SPA, overlooking 165 FEET OF WATERFRONT, with plenty of space to relax, entertain, or simply take in the peaceful surroundings. The FENCED-IN YARD is ideal for pets, while the oversized lot provides room to spread out and truly enjoy the Florida lifestyle. With a 3-CAR GARAGE, expansive lot, FULL HURRICANE PROTECTION, unmatched privacy, and premier waterfront setting, this home checks every box for those seeking space, luxury, and tranquility. This is more than just a home—it’s a LIFESTYLE.

14332 Ponce De Leon Trail, Port Charlotte
5299 Early Terrace, Port Charlotte
$165,000
Port Charlotte SubDv. ⋅ 33981 Zip Code
Create the custom waterfront home you’ve always envisioned in the sought-after Gulf Cove community, where boating and coastal living are part of everyday life. This prime homesite boasts an impressive 80-foot seawall, offering a fantastic foundation for a private dock and effortless access to Florida’s scenic waterways. Public water and sewer available! Ideally located just minutes from stunning Gulf Coast beaches, waterfront dining, boutique shopping, and world-class fishing, and a short drive to Port Charlotte, Englewood, Venice, and North Port, this property places you at the heart of it all. Secure your slice of paradise and start living the laid-back coastal lifestyle you’ve been dreaming of!

5299 Early Terrace, Port Charlotte
3025 Curry Terrace, Port Charlotte
$499,000
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
Welcome to your slice of WATERFRONT paradise at 3025 Curry Terrace in Port Charlotte, where comfort, style, and boating lifestyle come together on a beautiful oversized lot just over a quarter acre. This impeccably maintained PARTIALLY FURNISHED 2-bedroom, 2-bath, 2-car garage pool home is perfectly positioned on a scenic canal with direct access to the Myakka River, making it a dream for boaters, anglers, and anyone who loves waterfront living. Step inside to a bright and airy floor plan filled with natural light and inviting spaces designed for both everyday living and entertaining. The home features NEW APPLIANCES, offering a modern and efficient kitchen setup that flows seamlessly into the main living areas. Whether you’re enjoying a quiet morning coffee or hosting friends, the layout makes the most of both indoor and outdoor living. Out back, your private oasis awaits. The sparkling screened pool overlooks tranquil water views, creating the perfect backdrop for relaxing afternoons, sunset swims, or weekend gatherings. The property is equipped with a NEWER 10,000-lb BOAT LIFT, making it easy to head out for a day on the water or cruise straight into the Myakka River and beyond. Peace of mind comes standard with a NEW ROOF 2023 and HURRICANE SHUTTERS for added storm protection. The spacious yard offers plenty of room for pets, gardening, or future outdoor enhancements, all while enjoying the privacy and space that this oversized lot provides. Located in a desirable Port Charlotte waterfront neighborhood, this home offers the ideal balance of quiet coastal living with convenient access to shopping, dining, golf, beaches, and nearby boating destinations. Whether you’re searching for a full-time residence, a winter retreat, or a boating getaway, 3025 Curry Terrace delivers the ultimate Florida lifestyle — upgraded, move-in ready, and set on beautiful, navigable water.

3025 Curry Terrace, Port Charlotte
234 Beeney Road Se, Port Charlotte
$650,000
Port Charlotte SubDv. ⋅ 33952 Zip Code
LOCATION, LOCATION, LOCATION! Just four lots from the open waters of Charlotte Harbor, this 100’ x 125’ (.29-acre) sailboat-access waterfront lot with no bridges is a boater’s dream and a rare opportunity to build your perfect Florida retreat or secure a premium waterfront investment. The property features a wide 140 ft. canal and a new 100 ft. concrete seawall installed in 2021, designed with 110’ of 5’x12’ sections—including a 5’ setback on each end to protect against potential adjoining seawall issues. You’ll also find a 60’ x 7’ reinforced concrete dock supported by concrete pilings, with ten 8” pilings spaced along the dock and four 10” pilings set in place for a future boat lift. This setup offers a strong, durable, and ready-to-use waterfront infrastructure ideal for sailboats, powerboats, or kayaks. Enjoy partial views of Charlotte Harbor from your future backyard and quick access to open water—perfect for fishing, cruising, or sunset sails. The lot is located among beautiful estate homes and includes public water, sewer, sidewalks, and utilities in place, allowing you to start building immediately. You’ll love the convenient location—just 1.5 miles from shopping, 2 miles from the Port Charlotte Beach Complex, and minutes from the new Sunseeker Resort by Hilton and historic downtown Punta Gorda, offering waterfront dining, boutique shops, entertainment, and year-round events. Whether you’re seeking the ultimate boating property, planning your custom waterfront estate, or making a smart investment in Southwest Florida’s coastal lifestyle, this Beeney Road homesite delivers the best of location, access, and quality construction. Don’t miss this rare opportunity to own a premier waterfront property with everything already in place!

234 Beeney Road Se, Port Charlotte
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